PM RAHAT - Road Accident Victim Hospitalisation and Assured Treatment MCQ - Practice Questions with Answers

Option A is incorrect because the financing source depends on the case. General insurance company contributions fund reimbursement when the offending vehicle is insured, whereas Government of India budgetary support is used for uninsured and hit-and-run cases. Approved claims must be paid within 10 days by the applicable authority.

PM-RAHAT implements the cashless-treatment mandate under Section 162 of the Motor Vehicles Act, 1988. Hospital reimbursement flows through the Motor Vehicle Accident Fund, which is constituted under Section 164B. Thus, option A correctly pairs the legal mandate with its financing mechanism.

The State Road Safety Council is the State/UT nodal agency, while the District Road Safety Committee monitors and coordinates implementation in the district. The Inter-Ministerial Steering Committee provides national oversight. Once the State Health Agency approves a claim, the applicable payer has 10 days to pay it. Thus, 1-a, 2-b, 3-c, 4-d is correct.

Each eligible road-accident victim can receive cashless treatment up to ₹1,50,000 per accident per person. The cover lasts for a maximum of 7 days counted from the date of the accident, not from admission or claim approval. Therefore, only option B gives both limits correctly.

Statement 1 is correct because the treatment cover applies to all victims of accidents caused by motor vehicles on any category of road. Statement 2 is also correct because PM-RAHAT is a statutory scheme that takes precedence over other Central or State-level schemes. Hence, both statements are correct.