Mukhyamantri Nari Shakti Udyam Protsahan Yojana MCQ - Practice Questions with Answers

Statements 1, 2 and 3 are correct: loans up to ₹10 lakh are collateral-free under the applicable guidance, the general subsidy rate is 25%, and total subsidy cannot exceed ₹15 lakh per beneficiary. Statement 4 is false because land purchase is ineligible; only workshed or building construction may qualify up to 20% of sanctioned project cost.

The scheme is a Rajasthan credit-linked capital-subsidy programme. An eligible bank or financial institution provides the enterprise loan, while the state grants a prescribed subsidy on that loan. It is therefore neither a central scheme nor a direct cash grant covering the entire project cost.

Widows are expressly included in the special category that receives a 30% subsidy on the sanctioned loan. The same category also covers deserted women, women affected by violence, women with disabilities, and Scheduled Caste and Scheduled Tribe applicants; the general rate is 25%.

Option D is incorrect because the scheme does not prescribe a minimum educational qualification for an individual woman applicant, much less a compulsory postgraduate degree. Rajasthan residence and the minimum age condition apply. Land purchase is excluded, while eligible workshed or building construction is limited to 20% of sanctioned project cost.

Both statements are correct. The subsidy is not immediately paid out for unrestricted use; it is parked in a zero-interest term deposit receipt for 3 years. If the enterprise operates successfully and repayment remains regular, departmental verification is followed by adjustment of the subsidy against the outstanding loan.