Mukhyamantri Lakhpati Didi Rin Yojana MCQ - Practice Questions with Answers

Rajeevika mobilises self-help groups, identifies eligible women and supports preparation of household livelihood plans. Rajasthan Mahila Nidhi is the credit cooperative institution that appraises and disburses the loan and manages its accounting and recovery. The Rural Development Department is the nodal department.

The report separates cumulative institution-wide lending from the annual scheme component. Rajasthan Mahila Nidhi had cumulatively lent ₹839.74 crore across 52,870 self-help groups and 1,70,131 members. In financial year 2025-26, ₹336.33 crore of the year's disbursement went specifically to 48,062 Lakhpati Didis under this scheme.

The original scheme document provided a project-linked loan from ₹25,000 to ₹1,00,000 per member. Rajasthan Budget 2025-26 retained loans up to ₹1,00,000 at the reduced beneficiary rate, while the Budget 2026-27 press note explicitly increased the Lakhpati Didi loan limit from ₹1 lakh to ₹1.5 lakh.

All three statements reproduce explicit loan conditions. The member supplies 10% of project cost as margin money, repayment runs through 36 monthly instalments, and the government bears a 7.5% interest subvention so a beneficiary who repays regularly bears only 1.5% interest. Hence no statement must be excluded.

The scheme provides subsidised credit to selected rural women self-help group members linked with Rajeevika and Rajasthan Mahila Nidhi. It finances farm or non-farm income-generating activities so that the borrower can sustain Lakhpati Didi status; therefore it is a loan, not a cash grant.