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Prime Minister - Road Accident Victims' Hospitalisation and Assured Treatment (PM-RAHAT) Scheme MCQ - Practice Questions with Answers

Solve 5 Prime Minister - Road Accident Victims' Hospitalisation and Assured Treatment (PM-RAHAT) Scheme questions for RAS/RPSC preparation.

Practice questions

Q1How many of the following statements about PM-RAHAT are correct? 1. It applies at designated hospitals across India. 2. The State Road Safety Council is the nodal agency for implementation. 3. Hospitals are to be paid within 10 days of claim approval. 4. Its treatment cover is limited to victims of non-life-threatening accidents only.

A Only one
B Only three
C All four
D Only two
Explanation

Statements 1, 2 and 3 are correct: treatment is available at designated hospitals across India, the State Road Safety Council is the nodal implementation agency, and payment is due within 10 days after claim approval. Statement 4 is false because the scheme covers all road accident victims, not only non-life-threatening cases.

Q2Consider the following statements about stabilization treatment under PM-RAHAT: 1. It is available for up to 24 hours in non-life-threatening cases. 2. It is available for up to 48 hours in life-threatening cases. Which of the statements given above is/are correct?

A Both 1 and 2
B 1 only
C 2 only
D Neither 1 nor 2
Explanation

Both statements reproduce the prescribed stabilization timelines. A road accident victim may receive stabilization treatment for up to 24 hours when the case is non-life-threatening and for up to 48 hours when it is life-threatening. Therefore, statements 1 and 2 are both correct.

Q3With reference to PM-RAHAT, consider the following assertion and reason: Assertion (A): Registration and claim processing can be carried out through a paperless workflow. Reason (R): The scheme uses the information-technology platform of the National Health Authority for registration and claims. Select the correct answer:

A Both A and R are true, but R is not the correct explanation of A
B A is true, but R is false
C Both A and R are true, and R is the correct explanation of A
D A is false, but R is true
Explanation

Both the assertion and the reason are correct. PM-RAHAT uses the National Health Authority's information-technology platform for registration and claims. That digital platform is precisely what enables registration and claim processing to proceed through a paperless and efficient workflow; hence R correctly explains A.

Q4Which institution's information-technology platform is used for registration and claim processing under PM-RAHAT?

A Insurance Regulatory and Development Authority of India
B National Informatics Centre
C State Road Safety Council
D National Health Authority
Explanation

The National Health Authority's information-technology platform is used for registration, verification and claim processing under PM-RAHAT, supporting a paperless workflow. The State Road Safety Council has a separate role as the nodal implementation agency, so it is not the platform provider.

Q5What is the maximum cashless treatment cover available to each road accident victim under the PM-RAHAT Scheme?

A ₹50,000 for a maximum of 3 days
B ₹1,50,000 for a maximum of 7 days from the accident date
C ₹2,00,000 for a maximum of 10 days
D ₹5,00,000 with no time limit
Explanation

PM-RAHAT provides cashless treatment cover of up to ₹1,50,000 per road accident victim, subject to a maximum period of 7 days counted from the date of the accident. Thus, both the monetary ceiling and the treatment window stated in option B are correct.

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