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Mukhyamantri Jan Awas Yojana (Urban) MCQ - Practice Questions with Answers

Solve 5 Mukhyamantri Jan Awas Yojana (Urban) questions for RAS/RPSC preparation.

Practice questions

Q1Which description most accurately captures the basic design of Mukhyamantri Jan Awas Yojana (Urban)?

A A monthly cash allowance paid directly to every urban tenant
B A state affordable urban-housing policy that creates low-cost houses, flats and plots through public agencies and approved private developers
C A rural homestead scheme implemented only by Gram Panchayats
D A home-renovation loan scheme restricted to existing house owners
Explanation

Mukhyamantri Jan Awas Yojana (Urban) is Rajasthan's affordable urban-housing policy for EWS and LIG households. It expands housing stock through public agencies and approved private developers using land reservation, fixed prices, fee waivers and incentives, not a monthly direct cash transfer.

Q2Consider the following statements about Mukhyamantri Jan Awas Yojana (Urban): 1. The applicant, spouse and dependent family members should not own a leasehold or freehold house or plot in any urban area of Rajasthan. 2. Implementing partners include the Rajasthan Housing Board, development authorities, urban improvement trusts, urban local bodies, RIICO and approved private developers. 3. Eligible projects may converge with PMAY-Urban components such as affordable housing in partnership and beneficiary-led construction. How many statements are correct?

A Only one
B All three
C Only two
D None
Explanation

All three statements are correct. The ownership bar extends to the applicant, spouse and dependent family members in urban Rajasthan. The listed public bodies and approved developers participate in implementation, and eligible projects can converge with PMAY-Urban components including affordable housing in partnership and beneficiary-led construction.

Q3Which option correctly describes the scrutiny and allotment process for eligible urban housing units?

A The local authority scrutinises eligibility and allotment is made through a transparent lottery
B The private developer selects beneficiaries solely by personal interview
C Units are allotted automatically in order of online application without eligibility scrutiny
D The State Legislature individually approves each beneficiary before possession
Explanation

Applications are examined by the local authority against conditions such as income, residence and non-ownership of an urban house or plot. Eligible units are then allotted through a transparent lottery, commonly with a waiting list; neither interview-based discretion nor simple application order determines the key.

Q4Under the 2015 beneficiary income norms, which pair correctly states the annual income limits for EWS and LIG applicants?

A EWS: up to ₹1,00,000; LIG: above ₹1,00,000 up to ₹2,00,000
B EWS: up to ₹1,50,000; LIG: above ₹1,50,000 up to ₹2,50,000
C EWS: below ₹1,50,000; LIG: ₹1,50,000 and above without an upper ceiling
D EWS: up to ₹1,50,000; LIG: above ₹1,50,000 up to ₹3,00,000
Explanation

The 2015 norms place applicants with annual income up to and including ₹1,50,000 in EWS. LIG begins above ₹1,50,000 and extends through ₹3,00,000. Therefore option D preserves both the inclusive EWS ceiling and the stated LIG range.

Q5Consider the following two statements about beneficiary conditions and project incentives: Statement 1: The EWS/LIG component can receive a 100% waiver of land-use conversion and building-plan approval charges. Statement 2: A beneficiary must occupy the allotted flat within 1 year, and resale remains restricted during the lock-in period. Which option is correct?

A Only Statement 1 is correct
B Only Statement 2 is correct
C Both Statement 1 and Statement 2 are correct
D Neither Statement 1 nor Statement 2 is correct
Explanation

Both statements are correct but concern different parts of the policy. The state offers a 100% waiver of land-use conversion and building-plan approval charges on the EWS/LIG component. Separately, an allottee must occupy the flat within 1 year and cannot freely resell it during the applicable lock-in period.

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