MCQ
Pradhan Mantri Awas Yojana Urban MCQ - Practice Questions with Answers
Solve 5 Pradhan Mantri Awas Yojana Urban questions for RAS/RPSC preparation.
Practice questions
Q1Consider the following statements about the verticals of PMAY-U 2.0: 1. Beneficiary-Led Construction supports eligible EWS families in constructing new houses on their own available vacant land. 2. Affordable Rental Housing Model 1 uses existing government-funded vacant houses by converting them into rental housing. 3. Affordable Rental Housing Model 2 requires only government agencies to construct, operate and maintain rental housing. Which of the statements given above are correct?
Explanation
Statements 1 and 2 reproduce the defined roles of BLC and ARH Model 1. Statement 3 is false because ARH Model 2 is not restricted to government agencies: public or private entities may construct, operate and maintain the rental-housing stock. Hence, only statements 1 and 2 are correct.
Q2Consider the following statements about PMAY-U 2.0: 1. The Interest Subsidy Scheme is implemented as a Central Sector Scheme. 2. For Rajasthan, the government-assistance sharing pattern under BLC and AHP is 90:10 between the Centre and the State. Which of the statements given above is/are correct?
Explanation
Statement 1 is correct because ISS is implemented as a Central Sector Scheme. Statement 2 is incorrect: Rajasthan falls among the remaining general States, where BLC and AHP assistance is shared 60:40—₹1.50 lakh from the Centre and at least ₹1.00 lakh from the State per unit.
Q3Under the Interest Subsidy Scheme vertical of PMAY-U 2.0, what is the maximum subsidy and how is it released?
Explanation
The ISS benefit is a 4% interest subsidy on the first ₹8 lakh of an eligible home loan for up to 12 years. Its actual subsidy is capped at ₹1.80 lakh and is released to the eligible beneficiary in 5 yearly instalments, making option D correct.
Q4Which income classification under PMAY-U 2.0 is correctly matched with annual household income?
Explanation
PMAY-U 2.0 classifies EWS as annual household income up to ₹3 lakh, LIG as above ₹3 lakh and up to ₹6 lakh, and MIG as above ₹6 lakh and up to ₹9 lakh. Therefore, only the MIG match in option C is correct.
Q5Which Union ministry is the nodal ministry for PMAY-U 2.0?
Explanation
The Ministry of Housing and Urban Affairs is the nodal Union ministry for PMAY-U 2.0. States, Union Territories, urban local bodies and lending institutions participate in delivery, but they do not replace the ministry’s nodal role.
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