MCQ
Indira Mahila Shakti Udyam Protsahan Yojana (IM Shakti Udyam) MCQ - Practice Questions with Answers
Solve 5 Indira Mahila Shakti Udyam Protsahan Yojana (IM Shakti Udyam) questions for RAS/RPSC preparation.
Practice questions
Q1Consider the following statements about Mukhyamantri Nari Shakti Udyam Protsahan Yojana: 1. A general-category applicant is eligible for a subsidy equal to 25% of the sanctioned loan. 2. A widow or a woman with disability is eligible for a 30% subsidy. Which of the statements given above is/are correct?
Both statements are correct. The standard capital subsidy is 25% of the sanctioned loan. The enhanced rate is 30% for the specified special categories, which include widows, deserted women, violence-affected women, women with disabilities, and Scheduled Caste or Scheduled Tribe applicants. The higher rate follows the applicant's eligible category.
Q2Which of the following statements about project finance under Mukhyamantri Nari Shakti Udyam Protsahan Yojana is incorrect?
Option D is incorrect. The subsidy is not an immediately withdrawable cash grant. It is placed in the beneficiary's account as a term-deposit receipt for 3 years, with no interest charged on that subsidy-linked loan portion. It is adjusted against the outstanding loan only after successful enterprise operation and continuous repayment are established.
Q3Consider the following statements about eligibility and processing under Mukhyamantri Nari Shakti Udyam Protsahan Yojana: 1. An individual applicant must be a woman resident of Rajasthan and at least 18 years old. 2. No maximum age limit is prescribed for an individual applicant. 3. Applications for loans below ₹10 lakh are examined and decided at the office level. 4. The bank gives the final sanction even after departmental recommendation. Which of the statements given above are correct?
All four statements are correct. An individual applicant must be a woman resident of Rajasthan and at least 18 years old, while no maximum age is prescribed. Applications for loans below ₹10 lakh are examined at the office level. Departmental scrutiny supports the process, but the lending bank still makes the final sanction decision.
Q4Which applicant–maximum loan pairing is correct under the current official portal provisions of Mukhyamantri Nari Shakti Udyam Protsahan Yojana?
The official applicant tiers distinguish a women self-help group from a cluster or federation of such groups. An individual woman or a women self-help group may receive up to ₹50 lakh, whereas a cluster or federation may receive up to ₹1 crore. Trading activity is subject to a separate ₹10 lakh ceiling.
Q5Which department is the nodal department for the women-enterprise loan subsidy scheme now run as Mukhyamantri Nari Shakti Udyam Protsahan Yojana in Rajasthan?
The Department of Women and Child Development is the nodal department, and the Directorate of Women Empowerment administers the scheme in Rajasthan. Banks or approved financial institutions make the final lending decision, but that financing role does not transfer nodal responsibility to the banking or industries administration.
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