Ayushman Bharat Pradhan Mantri Jan Arogya Yojana MCQ - Practice Questions with Answers

The correct matching is 1-b, 2-c and 3-a. For most states, PM-JAY implementation costs are shared by the Centre and state in a 60:40 ratio. The ratio is 90:10 for North-Eastern and Himalayan states, while Union Territories without a legislature receive 100% central funding.

Both statements are correct. The expansion makes every citizen aged 70 years or above eligible irrespective of income. Senior citizens already in a covered PM-JAY family receive an additional top-up of up to ₹5 lakh per year for themselves, distinct from the cover available to younger family members.

Statements 1 and 3 are correct. Rural eligibility is linked to SECC 2011 deprivation criteria, and all pre-existing diseases are covered from day one. Statement 2 is incorrect because PM-JAY expressly has no cap on family size, age or gender; therefore only 1 and 3 form the valid combination.

Ayushman Bharat follows a continuum-of-care approach through two components. Ayushman Arogya Mandir, formerly Health and Wellness Centres, provides comprehensive primary care, while PM-JAY provides cashless secondary and tertiary hospitalisation cover to eligible families.

PM-JAY provides an eligible family a cashless and paperless family-floater cover of ₹5 lakh per year for secondary and tertiary hospitalisation. The amount applies to the family as a unit, and the scheme does not impose a cap on family size, age or gender.