Pradhan Mantri Matru Vandana Yojana MCQ - Practice Questions with Answers

Samarthya follows a 60:40 Centre:State ratio for States and UTs with a legislature. The Centre’s share rises to 90% for North-Eastern and special-category States, giving a 90:10 ratio. UTs without a legislature receive 100% Central funding, represented as 100:0. Therefore the sequence is 60:40, 90:10, 100:0.

PMMVY 2.0 provides ₹5,000 for the first living child in two instalments, comprising ₹3,000 and ₹2,000. For the second child, a separate ₹6,000 benefit is payable in a single instalment only when that child is a girl. Thus option D preserves both the amount and instalment structure.

Assertion A is true because PMMVY 2.0 removed the mandatory husband-Aadhaar provision. Reason R is also true because DBT still depends on the beneficiary woman’s Aadhaar and her Aadhaar-seeded bank or post-office account. However, R states the woman’s payment requirements; it does not explain the policy reason for removing her husband’s separate Aadhaar requirement.

Statements 1 and 2 are correct: PMMVY implements maternity support under Section 4 of the National Food Security Act, 2013, and has operated within Mission Shakti’s Samarthya sub-scheme from 1 April 2022. Statement 3 is incorrect because the benefit is conditional cash support and partial wage-loss compensation, not hospital-expense insurance.

For the first child, the first PMMVY instalment requires pregnancy registration and at least TWO antenatal check-ups. Registration alone or a single antenatal check-up does not satisfy this condition.