Mukhyamantri Ayushman Arogya Durghatna Bima Yojana MCQ - Practice Questions with Answers

The State Insurance and Provident Fund Department, Government of Rajasthan, implements the scheme. The official portal also identifies this department as the operating authority, while Jan Aadhaar supports beneficiary identity and payment routing.

Option C is incorrectly matched. Complete loss or complete non-functioning of one hand, one leg or one eye carries ₹1.5 lakh, not ₹3 lakh. The ₹3 lakh slab applies when two specified parts are completely lost or rendered wholly non-functional.

Three events are covered: electric shock, drowning, and an accident while working on a fodder-cutting machine. An ordinary fracture of a hand is specifically excluded, and a heart attack is an illness-related cause of death rather than a covered external accident.

The notified benefit table fixes ₹5 lakh for the accidental death of one insured family member. It separately provides ₹10 lakh when more than one insured member dies in the same accident, so the number of deceased insured members determines the applicable death slab.

Both statements are correct. The insured-member definition includes all members named in the family's Jan Aadhaar. It also creates a specific inclusion for a child up to 2 years old whose name has not yet been added, preventing a registration delay from removing that infant's cover.