NIRYAT PROTSAHAN: Interest Subvention & Collateral Support for MSME Exporters MCQ - Practice Questions with Answers

The Directorate General of Foreign Trade is the nodal implementing agency for NIRYAT PROTSAHAN. The Department of Commerce, Ministry of MSME and Ministry of Finance jointly implement the mission, while the credit-guarantee trust specifically partners on collateral support.

The correct matching is 1-S, 2-Q, 3-R and 4-P. Of the ₹7,295 crore package, ₹5,181 crore funds interest subvention and ₹2,114 crore funds collateral support. The interest benefit is capped at ₹50 lakh per exporter per Importer-Exporter Code, while outstanding guaranteed exposure is capped at ₹10 crore per exporter per financial year.

The base interest subvention is 2.75% per annum on eligible pre-shipment and post-shipment Rupee export credit. The annual benefit is capped at ₹50 lakh per exporter per Importer-Exporter Code, while notified emerging markets may receive an additional incentive subject to operational readiness.

Both statements are correct. The collateral-support intervention provides guarantee coverage of up to 85% for Micro and Small exporters and up to 65% for Medium exporters. It is delivered with the credit-guarantee trust and limits outstanding guaranteed exposure to ₹10 crore per exporter in a financial year.

NIRYAT PROTSAHAN is the trade-finance stream: it supports affordable and diversified finance through measures such as interest subvention and collateral guarantees. NIRYAT DISHA is the non-financial stream, covering market access, branding, regulatory compliance, logistics, warehousing and trade intelligence.