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Rajasthan Mahila Nidhi MCQ - Practice Questions with Answers

Solve 5 Rajasthan Mahila Nidhi questions for RAS/RPSC preparation.

Practice questions

Q1Which description most accurately identifies Rajasthan Mahila Nidhi?

A A state-level women's cooperative credit federation promoted by Rajeevika under Rajasthan's Rural Development and Panchayati Raj Department
B A direct cash-transfer programme of the Rajasthan Social Justice Department for all adult women
C A central scholarship scheme for daughters of self-help group members
D A crop-insurance corporation restricted to women landowners
Explanation

Rajasthan Mahila Nidhi is a state-level women's cooperative credit federation promoted by Rajeevika under the Government of Rajasthan's Rural Development and Panchayati Raj Department. It gives accessible institutional loans to women members of Rajeevika-linked groups, so it is a credit institution rather than a universal cash-transfer, scholarship or crop-insurance programme.

Q2Under Suvidha Rin Yojana, what is the maximum per-member loan for children's education?

A ₹15,000
B ₹20,000
C ₹25,000
D ₹40,000
Explanation

Suvidha Rin Yojana fixes separate per-member ceilings by purpose. Children's education carries a maximum of ₹25,000. For comparison, household needs are capped at ₹15,000, while agriculture or non-agriculture income-generating activity can receive up to ₹40,000. Therefore option C is the only amount that matches the education category.

Q3Which of the following correctly states the eligibility and permitted asset under Samarth Sakhi Rin Yojana?

A Any rural woman; either a new or used non-motorised bicycle
B Paid Rajeevika cadre members; a new motorised two-wheeler
C All self-help group members; a used motorised two-wheeler only
D Women farmers owning land; a new agricultural tractor
Explanation

Samarth Sakhi Rin Yojana is meant for paid cadre members associated with Rajeevika self-help groups. Its specified purpose is financing the purchase of a new motorised two-wheeler, including a scooter, geared scooter or electric bike. A used vehicle is expressly excluded, and neither universal rural-woman status nor land ownership is the eligibility basis.

Q4Consider the following statements about the loan-delivery process of Rajasthan Mahila Nidhi: 1. Field staff submit self-help group loan applications digitally to the head office through a tablet or computer. 2. A loan of up to ₹40,000 is transferred to the self-help group's savings account within 48 hours. Which of the statements given above is/are correct?

A 1 only
B 2 only
C Both 1 and 2
D Neither 1 nor 2
Explanation

Both statements are correct. Rajasthan Mahila Nidhi's field staff capture a self-help group application on a tablet or computer and submit it directly to the head office, so the member need not visit a branch. For eligible loans up to ₹40,000, the amount is credited to the self-help group's savings account within 48 hours and is then passed to the member's savings account.

Q5Match the purposes under Suvidha Rin Yojana in List I with their maximum per-member loan limits in List II: List I: a. Household needs; b. Children's education; c. Debt repayment; d. Agriculture or non-agriculture income activity List II: 1. ₹15,000; 2. ₹25,000; 3. ₹40,000 Select the correct code.

A a-2, b-1, c-3, d-2
B a-1, b-3, c-2, d-2
C a-3, b-2, c-1, d-3
D a-1, b-2, c-2, d-3
Explanation

The correct matching is a-1, b-2, c-2 and d-3. Suvidha Rin Yojana permits up to ₹15,000 per member for household needs; ₹25,000 each for children's education and debt repayment; and ₹40,000 for agriculture or non-agriculture income-generating activity. The repeated use of code 2 is valid because two purposes share the same ₹25,000 ceiling.

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