MCQ
Rajasthan Mahila Nidhi MCQ - Practice Questions with Answers
Solve 5 Rajasthan Mahila Nidhi questions for RAS/RPSC preparation.
Practice questions
Q1Which description most accurately identifies Rajasthan Mahila Nidhi?
Rajasthan Mahila Nidhi is a state-level women's cooperative credit federation promoted by Rajeevika under the Government of Rajasthan's Rural Development and Panchayati Raj Department. It gives accessible institutional loans to women members of Rajeevika-linked groups, so it is a credit institution rather than a universal cash-transfer, scholarship or crop-insurance programme.
Q2Under Suvidha Rin Yojana, what is the maximum per-member loan for children's education?
Suvidha Rin Yojana fixes separate per-member ceilings by purpose. Children's education carries a maximum of ₹25,000. For comparison, household needs are capped at ₹15,000, while agriculture or non-agriculture income-generating activity can receive up to ₹40,000. Therefore option C is the only amount that matches the education category.
Q3Which of the following correctly states the eligibility and permitted asset under Samarth Sakhi Rin Yojana?
Samarth Sakhi Rin Yojana is meant for paid cadre members associated with Rajeevika self-help groups. Its specified purpose is financing the purchase of a new motorised two-wheeler, including a scooter, geared scooter or electric bike. A used vehicle is expressly excluded, and neither universal rural-woman status nor land ownership is the eligibility basis.
Q4Consider the following statements about the loan-delivery process of Rajasthan Mahila Nidhi: 1. Field staff submit self-help group loan applications digitally to the head office through a tablet or computer. 2. A loan of up to ₹40,000 is transferred to the self-help group's savings account within 48 hours. Which of the statements given above is/are correct?
Both statements are correct. Rajasthan Mahila Nidhi's field staff capture a self-help group application on a tablet or computer and submit it directly to the head office, so the member need not visit a branch. For eligible loans up to ₹40,000, the amount is credited to the self-help group's savings account within 48 hours and is then passed to the member's savings account.
Q5Match the purposes under Suvidha Rin Yojana in List I with their maximum per-member loan limits in List II: List I: a. Household needs; b. Children's education; c. Debt repayment; d. Agriculture or non-agriculture income activity List II: 1. ₹15,000; 2. ₹25,000; 3. ₹40,000 Select the correct code.
The correct matching is a-1, b-2, c-2 and d-3. Suvidha Rin Yojana permits up to ₹15,000 per member for household needs; ₹25,000 each for children's education and debt repayment; and ₹40,000 for agriculture or non-agriculture income-generating activity. The repeated use of code 2 is valid because two purposes share the same ₹25,000 ceiling.
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