Ayushman Bharat PM-JAY Vay Vandana – Health Cover for Senior Citizens 70+ MCQ - Practice Questions with Answers

Option C is incorrect because the 70+ expansion is universal for senior citizens in that age group and does not impose an income ceiling. The official details support 29 October 2024 as the expansion date, 1,961 procedures across 27 specialties, and family-based annual cover of up to ₹5 lakh for other seniors.

Statement 1 is correct because an eligible senior citizen in an existing PM-JAY family receives an additional top-up cover of up to ₹5 lakh per year for the 70+ members. Statement 2 is incorrect because this top-up is not shared with family members who are below 70 years of age.

Statements 1 and 2 are correct: PM-JAY gives eligible beneficiaries cashless access at empanelled public and private hospitals, and pre-existing conditions are covered from day one. Statement 3 is incorrect because seniors outside existing PM-JAY families receive up to ₹5 lakh per year on a family basis. Hence, exactly two statements are correct.

The official update records more than 96.73 lakh Ayushman Vay Vandana cards as of 31 December 2025, which is correctly rounded in the option to more than 96.7 lakh. The figures of 6 crore and 4.5 crore instead denote estimated senior citizens and families covered by the expansion.

The expansion covers every Indian senior citizen aged 70 years or above, irrespective of income or socio-economic status. Thus, age 70+ is the decisive stated threshold; neither low income, pensioner status nor absence of another insurance policy is required by this criterion.