Government Schemes for RAS 2026 — 102 Yojanas Explained

Ministry of Health and Family Welfare

Objective: Provide free health coverage of up to Rs 5 lakh per year to ALL senior citizens aged 70 years and above, irrespective of income, under Ayushman Bharat PM-JAY. Beneficiaries: Approximately

Ministry of Health & Family Welfare

Objective: Provide free health cover of Rs 5 lakh per year to all senior citizens aged 70 years and above, irrespective of their socio-economic status. Launched: October 29, 2024 by PM Modi, as expan

Ministry of Commerce and Industry (DPIIT)

Objective: Develop 100 world-class plug-and-play industrial parks across all States and UTs to accelerate manufacturing-led economic growth. Budget: Rs 33,660 crore total outlay over 6 years (FY 2026

Ministry of Agriculture & Farmers' Welfare

Objective: Serve as a single AI-powered digital gateway for agricultural schemes, advisories, markets, and grievance redressal for farmers. Budget: Rs 150 crore initial allocation; part of Rs 1,62,67

Ministry of Agriculture and Farmers Welfare

**Objective:** Enhance farm productivity, improve farmer decision-making, and reduce agricultural risk through AI-powered customised advisory support. **Budget:** Rs 150 crore allocated in Union Budg

Ministry of Education

The Bharatiya Bhasha Pustak Scheme was announced in Union Budget 2025-26 on 1 February 2025 to provide digital-format Indian language textbooks for school and higher education. - 2.43 lakh textbooks

Ministry of Health and Family Welfare / Ministry of Chemicals and Fertilizers

**Objective:** Position India as a global biomanufacturing hub by building an ecosystem for domestic production of biologics and biosimilars. **Budget:** Rs 10,000 crore over 5 years. **Key Componen

Ministry of Road Transport and Highways

Notified on 5 May 2025 (S.O. 2015(E)), this pan-India statutory scheme provides cashless emergency treatment to all road accident victims. Key Points: • Coverage: Up to Rs 1,50,000 per victim for max

Ministry of Finance, Department of Expenditure

Key Points: - Objective: Review and recommend reforms in pay, allowances, and pensions for central government employees - Approval Date: January 16, 2025 by the Union Cabinet - Composition: One Chairp

Ministry of Finance / PFRDA

On 21 January 2026, the Union Cabinet approved the continuation of the Atal Pension Yojana (APY) up to FY 2030-31 along with extension of funding support for promotional, developmental activities and

Ministry of Agriculture & Farmers Welfare

Key Points: - Objective: Provide crop insurance coverage against non-preventable natural calamities for farmers across India - Cabinet Approval: January 1, 2025 by Union Cabinet chaired by PM Modi - B

Department of Financial Services, Ministry of Finance

The Union Cabinet approved the Credit Guarantee Scheme for Exporters (CGSE) on 12 November 2025, providing collateral-free credit support of up to Rs 20,000 crore to exporters. OBJECTIVE: Provide 100

Ministry of Electronics and Information Technology (MeitY)

The Government of India notified the Digital Personal Data Protection (DPDP) Rules, 2025 on 14 November 2025, operationalizing the DPDP Act, 2023. OBJECTIVE: Create a comprehensive framework to prote

Ministry of Labour and Employment

Union Minister Dr. Mansukh Mandaviya launched the EPFO Employees' Enrolment Scheme (EES) 2025 on 1 November 2025, at EPFO's 73rd Foundation Day celebrations in New Delhi. OBJECTIVE: Expand EPF (Emplo

Ministry of Commerce and Industry

The Union Cabinet approved the Export Promotion Mission (EPM) on 12 November 2025 with a total outlay of Rs 25,060 crore for FY 2025-26 to FY 2030-31. OBJECTIVE: Replace fragmented export support sch

Ministry of Labour and Employment

- **Objective**: Formalize gig economy by providing identity cards, e-Shram registration, and healthcare coverage to gig/platform workers - **Key Features**: Registration on e-Shram portal; identity c

Ministry of Cooperation

- Approved by Union Cabinet on 31 July 2025 - Total outlay: Rs 2,000 crore over 4 years (FY 2025-26 to FY 2028-29) - Annual allocation: Rs 500 crore - NCDC will leverage Rs 20,000 crore from open mark

Ministry of Electronics and Information Technology (MeitY)

**Objective:** Produce semiconductor equipment and materials in India, design full-stack Indian IP, and fortify domestic and global supply chains. **Budget:** Rs 1,000 crore allocated for FY 2026-27;

Ministry of Electronics and Information Technology (MeitY)

**Objective:** Build a vibrant semiconductor and display ecosystem in India to achieve self-reliance in electronics manufacturing and reduce strategic import dependence. **Key Achievements (Economic

Ministry of Commerce & Industry / Ministry of External Affairs

Concluded 27 January 2026 at India-EU Summit, Hyderabad House, New Delhi. World's largest FTA: 2 billion people, ~25% of global GDP Goods trade (2024-25): USD 137 billion | Services: USD 83 billion E

Ministry of Textiles

**Objective:** Strengthen the entire textile value chain from fibre to fashion, boost employment, and achieve self-reliance in fibres. **Budget:** Rs 1,500 crore allocated. **Five Components:** 1. *

Ministry of Jal Shakti

**Objective:** Provide safe and adequate drinking water through individual household tap connections to every rural household in India by 2028. **Key Achievements (Economic Survey 2025-26):** - Over

Ministry of Jal Shakti

Objective: Shift from infrastructure creation to service delivery for sustainable rural piped potable water supply; certify all Gram Panchayats as 'Har Ghar Jal'. Budget: Enhanced total outlay to Rs

Ministry of Jal Shakti

Key Points: - Objective: Provide potable tap water connections to 100% rural households across India - Announced: February 1, 2025 in Union Budget 2025-26 - Budget: Total outlay enhanced to Rs 67,000

Ministry of Youth Affairs and Sports

Objective: Transform India's sports sector over the next decade; position India among Top 10 sporting nations by 2036 and Top 5 by 2047. Budget: Rs 924.35 crore for Khelo India in 2026-27; Rs 500 cro

Ministry of Commerce & Industry

Launched 1 January 2026 under NIRYAT DISHA sub-scheme. Budget: Rs 4,531 crore for FY 2026-31 Activities: BSMs, Mega Reverse BSMs, trade fairs, exhibitions, delegations MSME participation: Mandatory m

Ministry of Agriculture and Farmers Welfare

CCEA approved on 28 May 2025 the MSP increase for 14 Kharif crops for Marketing Season 2025-26, ensuring at least 50% margin over production costs. Key Points: • Paddy MSP raised by Rs 69/quintal (3%

Ministry of Agriculture and Farmers' Welfare

Objective: Achieve self-sufficiency in pulses by boosting domestic production, reducing import dependence, and improving farmer income. Budget: Rs 11,440 crore for 6 years (2025-26 to 2030-31). Cabin

Ministry of Agriculture and Farmers Welfare

**Objective:** Achieve self-sufficiency in pulses by boosting domestic production, reducing import dependence, and improving farmer incomes. **Budget:** Rs 11,440 crore for 2025-26 to 2030-31. **Ben

Ministry of Agriculture & Farmers Welfare

Objective: Achieve self-sufficiency in pulse production, reduce import dependence, and improve farmer incomes. Beneficiaries: Nearly 2 crore pulse farmers across India. Key Features: - Budget: Rs 11

Ministry of Micro, Small and Medium Enterprises

Key Points: - Objective: Facilitate credit availability for purchase of plant, machinery and equipment by MSMEs to boost manufacturing under Make in India - Approval Date: January 29, 2025 by the Unio

Ministry of Commerce & Industry / DGFT

Launched 5 January 2026 under Export Promotion Mission. Total budget: Rs 7,295 crore (FY25-26 to FY30-31) A) Interest Subvention: 2.75% on pre/post-shipment export credit Budget: Rs 5,181 crore |

Ministry of Labour and Employment

**Objective:** Bridge the gap between job seekers and employers by providing a one-stop platform for employment services, career counselling, and vocational guidance. **Key Achievements (Economic Sur

Ministry of Cooperation

- Unveiled by Home Minister Amit Shah on 24 July 2025; replaces National Cooperation Policy 2002 - 20-year policy (2025-2045) aligned with Viksit Bharat 2047 vision - Vision: 'Sahkar Se Samriddhi' (Pr

Ministry of Agriculture and Farmers Welfare

- **Objective**: Strengthen the research ecosystem; develop and propagate high-yield, pest-resistant, and climate-resilient seeds - **Key Features**: Commercial availability of 100+ seed varieties rel

Ministry of Skill Development and Entrepreneurship

Cabinet approved on 7 May 2025 a Rs 60,000 crore Centrally Sponsored Scheme to upgrade 1,000 government ITIs and establish five National Centres of Excellence for Skilling. Key Points: • Total outlay

Ministry of Youth Affairs and Sports

Notified 12 January 2026 under National Sports Governance Act, 2025. General Body: Min 4 SOMs, 50% must be women Executive Committee: Min 4 women members SOM eligibility: Age 25+, retired 1+ year fro

Ministry of Youth Affairs and Sports

Objective: Align India's youth demographic potential with the long-term vision of Viksit Bharat 2047 through a structured, outcome-oriented approach. Announced: Minister Mansukh Mandaviya detailed th

Department of Atomic Energy

Key Points: - Objective: Establish nuclear energy as a major power source for India; promote private sector participation in nuclear energy - Announced: February 1, 2025 in Union Budget 2025-26 - Budg

Ministry of Education / Department of Higher Education

One Nation One Subscription (ONOS) is a Central Sector Scheme providing country-wide access to international scholarly research journals. - Approved by Union Cabinet on 25 November 2024; launched 1 J

Ministry of Steel and Heavy Industries

Union Minister of Steel and Heavy Industries H.D. Kumaraswamy launched the third round of the PLI scheme for Specialty Steel on 4 November 2025. OBJECTIVE: Boost domestic production of specialty stee

Ministry of Agriculture and Farmers' Welfare

Objective: Boost agricultural productivity, crop diversification, and farmer income in 100 low-performing districts across India through convergence of 36 existing schemes. Budget: Rs 24,000 crore pe

Ministry of Heavy Industries

Objective: Accelerate electric vehicle adoption and develop EV ecosystem in India. Budget: Rs 10,900 crore. Originally notified Sep 29, 2024 for 2 years. Extended to 4 years (till Mar 31, 2028) on Au

Ministry of Heavy Industries

Objective: Accelerate adoption of electric vehicles (EVs) in India by providing demand incentives to buyers and supporting EV charging infrastructure. Budget: Rs 10,900 crore over two years (Oct 2024

Ministry of Corporate Affairs

The Prime Minister Internship Scheme Phase 2, launched in January 2025, expanded internship opportunities with selections processed through April 2025. - Pilot launched: 3 October 2024; Phase 2: Janu

Ministry of Food Processing Industries

- Additional outlay approved by Union Cabinet on 31 July 2025 - Additional allocation: Rs 1,920 crore; total outlay now Rs 6,520 crore (15th FC cycle: 2021-26) - Rs 1,000 crore for 50 Multi-Product Fo

Ministry of Road Transport and Highways

**Objective:** Ensure no life is lost due to lack of immediate medical assistance after a road accident. **Coverage:** Cashless treatment up to Rs 1.5 lakh per victim for 7 days from the date of acci

Ministry of Housing & Urban Affairs

- Restructuring approved by Union Cabinet on 27 August 2025 - Total outlay: Rs 7,332 crore; lending period extended until 31 March 2030 - Enhanced loan structure: 1st tranche Rs 15,000 (from Rs 10,000

Ministry of Housing and Urban Affairs

- **Objective**: Provide affordable working capital loans to street vendors to resume and expand livelihoods post-COVID - **Key Features**: Enhanced loan amounts — 1st loan ₹15,000, 2nd loan ₹25,000,

Ministry of New and Renewable Energy (MNRE)

Objective: Provide 300 units of free electricity per month to 1 crore households through rooftop solar panels. Beneficiaries: All residential consumers with grid-connected electricity connection. Ke

Ministry of New & Renewable Energy

Objective: Install rooftop solar systems in 1 crore households to provide 300 units of free electricity per month, promoting clean energy and reducing electricity bills. Budget: Rs 75,021 crore; Targ

Ministry of Labour & Employment

- Employment Linked Incentive scheme approved by Union Cabinet on 1 July 2025, effective 1 August 2025 - Total outlay: Rs 99,446 crore over 2 years (Aug 2025 - Jul 2027) - Target: Creation of 3.5 cror

Ministry of Agriculture and Farmers' Welfare

Objective: Provide income support of Rs 6,000/year to eligible farmer families via Direct Benefit Transfer (DBT) in three installments of Rs 2,000 each. Key Update (Nov 19, 2025): PM Modi released th

Ministry of Agriculture and Farmers Welfare

**Objective:** Provide direct income support to all landholding farmer families to supplement their financial needs for procuring inputs. **Key Achievements (Economic Survey 2025-26):** - Over Rs 4.0

Ministry of Education

Cabinet approved on 7 May 2025 the Phase-B expansion of five new IITs with Rs 11,828.79 crore for infrastructure from 2025-26 to 2028-29. Key Points: • Five IITs: Tirupati (AP), Palakkad (Kerala), Bh

Ministry of Housing & Urban Affairs

Objective: Provide financial assistance for 1 crore houses to urban poor and middle-class families over 5 years (2024–2029) to achieve 'Housing for All'. Budget: Rs 10 lakh crore total investment; Go

Ministry of Agriculture & Farmers Welfare

Objective: Enhance agricultural productivity, crop diversification, and sustainable agriculture in 100 underperforming districts. Beneficiaries: 1.7 crore farmers, primarily small and marginal farmer

Ministry of Agriculture & Farmers Welfare

Key Points: - Objective: Enhance agricultural productivity, promote crop diversification, improve irrigation and post-harvest storage in low-productivity districts - Announced: February 1, 2025 in Uni

Ministry of Finance, Department of Financial Services

**Objective:** Ensure universal financial inclusion by providing every household in India with a bank account, access to credit, insurance, and pension. **Key Achievements (Economic Survey 2025-26):*

Ministry of Finance

**Objective:** Provide collateral-free institutional credit to non-corporate, non-farm micro/small enterprises. **Key Achievements (Economic Survey 2025-26):** - Disbursed over Rs 36.18 lakh crore ac

Ministry of Labour & Employment

Objective: Incentivize creation of 3.5 crore new formal jobs over two years through Employment Linked Incentives (ELI) for both employees and employers. Budget: Rs 99,446 crore (total outlay). Durati

Ministry of Micro, Small and Medium Enterprises

- **Objective**: Provide end-to-end support to traditional artisans and craftspeople for scaling up products and services - **Key Features**: Recognition (certificate & ID card); skill upgradation (40

Department for Promotion of Industry and Internal Trade (DPIIT)

**Objective:** Boost domestic manufacturing, create global champions in key sectors, and reduce import dependence. **Coverage:** 14 strategic sectors including Mobile Phones, Pharmaceuticals, Medical

Ministry of Mines

The Union Cabinet approved rationalization of royalty rates for four critical minerals on 12 November 2025, essential for green energy transition. OBJECTIVE: Encourage domestic mining and reduce impo

Department of Science and Technology

- Approved by Union Cabinet on 1 July 2025 - Total corpus: Rs 1,00,000 crore (Rs 1 lakh crore) over 6 years - FY 2025-26 allocation: Rs 20,000 crore - Aims to catalyse private sector investment in R&D

Ministry of Finance — Department of Financial Services

- **Objective**: Promote entrepreneurship among women, SC, and ST communities by facilitating bank loans for greenfield enterprises - **Key Features**: Loan limit doubled to ₹2 crore (from ₹1 crore);

Ministry of Environment, Forest and Climate Change

Union Environment Minister released the revised Green India Mission document on 17 June 2025, on World Day to Combat Desertification and Drought. Key Points: • Revised roadmap for 2021-2030 under Nat

Ministry of Finance / Department of Financial Services

On 21 January 2026, the Union Cabinet approved equity support of Rs 5,000 crore to SIDBI to strengthen its capital base and enhance credit flow to MSMEs. KEY FACTS: - Total equity infusion: Rs 5,000

Ministry of Panchayati Raj

**Objective:** Establish clear ownership rights in rural inhabited areas by mapping land parcels using drone technology and providing legal property cards (Record of Rights) to village property owners

Ministry of Heavy Industries

Ministry of Heavy Industries issued detailed guidelines on 2 June 2025 for the SPMEPCI scheme to attract global EV manufacturers to India. Key Points: • Scheme notified: 15 March 2024; Guidelines iss

Ministry of Heavy Industries

Objective: Establish 6,000 MTPA integrated REPM manufacturing capacity in India, reducing import dependence for critical minerals used in EVs, renewable energy, defence. Budget: Rs 7,280 crore total

Ministry of New and Renewable Energy

Objective: Exploit untapped small hydro potential in remote and rural areas; contribute to 500 GW non-fossil fuel capacity target by 2030. Budget: Rs 2,584.60 crore total outlay for FY 2026-27 to FY

Ministry of Finance

Objective: The Ministry of Finance announced on December 31, 2025 that interest rates on all small savings schemes will remain unchanged for the January–March 2026 quarter — the seventh consecutive qu

Ministry of Housing and Urban Affairs

The Smart Cities Mission, launched on 25 June 2015, officially concluded on 31 March 2025 after a decade of implementation. - Covered 100 cities across India - Total budget: Rs 47,652 crore (Central

Ministry of Commerce and Industry

Department of Commerce notified SEZ Amendment Rules on 3 June 2025 (G.S.R. 364(E)) reducing land requirements and easing norms for semiconductor manufacturing in SEZs. Key Points: • Minimum land for

Ministry of Commerce and Industry (DPIIT)

**Objective:** Accelerate India's startup ecosystem by mobilising long-term domestic venture capital. **Budget:** Rs 10,000 crore corpus. **Key Features:** - Invests in SEBI-registered Alternative I

Ministry of Finance, Department of Financial Services

Objective: Provide assured, inflation-indexed pension to central government employees as an alternative under NPS. Beneficiaries: Central government employees under NPS; 1.22 lakh employees opted by

Ministry of Agriculture and Farmers Welfare

**Objective:** Create a unified national market for agricultural commodities by networking existing APMC mandis through an online trading portal. **Key Achievements (Economic Survey 2025-26):** - 1,5

Ministry of Labour and Employment

**Objective:** Create a comprehensive National Database of Unorganised Workers (NDUW) to enable targeted delivery of social security and welfare schemes. **Key Achievements (Economic Survey 2025-26):

Rajasthan Department of School Education

**Objective:** Transform 400 government schools into world-class centres of learning with modern infrastructure and pedagogy. **Budget:** Rs 1,000 crore. **Key Features:** - 400 government schools t

Rajasthan Department of Forest and Environment

**Objective:** Restore and conserve the Aravali hill range ecosystem through afforestation, biodiversity conservation, and sustainable development. **Budget:** Rs 250 crore. **Key Features:** - Larg

Department of College Education, Government of Rajasthan

**Objective:** Provide free scooties to meritorious girl students from SC, ST, OBC, Minority, EBC, Denotified, Nomadic and Semi-Nomadic communities to support higher education. **Registration 2025-26

Social Justice and Empowerment Department, Government of Rajasthan

- **Objective**: Provide free coaching to students from backward communities for competitive examinations and professional courses - **Key Features**: 30,000 seats (12,000 reserved for JEE/NEET prepar

Rajasthan State Health Assurance Agency (RSHAA)

Objective: Provide universal cashless health coverage to Rajasthan residents at one of India's highest protection thresholds. Beneficiaries: All permanent Rajasthan residents; priority groups (NFSA f

Rajasthan Department of Women and Child Development

**Objective:** Empower women entrepreneurs and Self-Help Groups (SHGs) by providing concessional loans and subsidies for setting up or expanding enterprises. **Loan Limits:** - Individual women entre

Industries and Commerce Department, Government of Rajasthan

Launched 12 January 2026 (National Youth Day) by CM Bhajanlal Sharma. Interest subsidy: 100% — Govt pays all interest Duration: Until 31 March 2029 Implementing: Industries & Commerce Dept, Rajasthan

Rajasthan Forest Department

**Objective:** Strengthen wildlife conservation, mitigate human-wildlife conflict, and promote eco-tourism across Rajasthan. **Budget:** Rs 1,500 crore. **Key Features:** - Wild Animal Treatment Cen

Rajasthan Department of Medical, Health and Family Welfare

**Objective:** Save lives during road accidents, cardiac events, and other emergencies through rapid emergency response. **Key Features:** - 24x7 command centre for emergency coordination - Tele-ECG

Rajasthan Department of Agriculture

**Objective:** Modernize Rajasthan's agriculture through digital transformation using AI and satellite technology. **Key Features:** - AI-powered crop monitoring and advisory system - Satellite-based

Rajasthan Department of Medical, Health and Family Welfare

**Objective:** Create a statewide mental health network for awareness, early detection, counselling, treatment, and rehabilitation. **Key Features:** - Centre of Excellence for Mental Health at SMS M

Rajasthan Department of School Education

**Objective:** Ensure educational access for children from nomadic and migrant families who are often excluded from mainstream schooling. **Key Features:** - 'School on Wheels' mobile education units

Energy Department, Government of Rajasthan

**Objective:** Provide 150 units of free electricity per month to Rajasthan households through rooftop solar installation, promoting green energy adoption. **Portal Launch:** October 14, 2025 — inaug

Department of Education, Government of Rajasthan

- **Objective**: Provide annual scholarships to girls from BPL families who have lost one or both parents, enabling them to continue school education - **Key Features**: ₹2,100/year for Classes 1-8; ₹

Rajasthan Department of Environment

**Objective:** Promote sustainable development by encouraging businesses, industries, and startups to adopt circular economy practices, minimize waste, and maximize resource utilization. **Budget:**

Government of Rajasthan / CMO

On Rajasthan Diwas (30 March 2025), CM Bhajan Lal Sharma launched 11 schemes across 7 departments, transferring Rs 375 crore to women's accounts. - Ladli Protsahan Yojana: Rs 7.50 crore to 30,000 gir

Rajasthan Housing Board (State Government)

Objective: Provide affordable housing in Rajasthan through new residential schemes across multiple cities — Jaipur, Bhiwadi, and Hanumangarh. Application Period: December 15, 2025 – January 31, 2026

Department of Women and Child Development, Rajasthan

The Lado Protsahan Yojana, launched 1 August 2024, provides Rs 1,50,000 to girl children from economically weaker families in Rajasthan. - Total: Rs 1,50,000 through saving bond in 7 instalments: R

Rajasthan Department of Agriculture

**Objective:** Capitalize on Rajasthan's status as the 'Millet Bowl of India' by promoting millet cultivation, consumption, and marketing. **Budget:** Rs 40 crore (annual allocation for millet promot

Rajasthan Department of Agriculture

Objective: Supplement central PM-Kisan by providing additional financial assistance to Rajasthan farmers. Beneficiaries: 72-74 lakh registered farmers across Rajasthan. Key Features: - State-level e

MSME Department, Government of Rajasthan

Key Points: - Objective: Promote self-employment and entrepreneurship among youth of Rajasthan by providing financial support for new businesses - Announced: February 19, 2025 in Rajasthan State Budge

Government of Rajasthan

- Approved by Rajasthan Cabinet on 23 August 2025 under CM Bhajanlal Sharma - Valid from notification date until 31 March 2029 - Corpus fund: Rs 150 crore - Business loans up to Rs 2 crore for new sta

Rajasthan Department of Employment

**Objective:** Provide comprehensive employment support to youth through counselling, employer-employee linkages, and skill development. **Budget:** Rs 500 crore corpus fund. **Key Features:** - Cou