PM RAHAT - Road Accident Victim Hospitalisation and Assured Treatment
**Objective:** Ensure no life is lost due to lack of immediate medical assistance after a road accident. **Coverage:** Cashless treatment up to ₹1.5 lakh per victim for 7 days from the date of accident. **Key Features:** - Stabilisation treatment: up to 24 hours (non-life-threatening) or 48 hours (life-threatening) - Integrated with ERSS 112 helpline for Golden Hour response - Hospitals empanelled under Ayushman Bharat PM-JAY serve as designated hospitals (36,112+ hospitals) - End-to-end digital workflow via TMS 2.0 and eDAR platform - Payments to hospitals within 10 days of claim approval **Funding:** Insured vehicles: General Insurance Companies via Motor Vehicle Accident Fund (MVAF); Uninsured/hit-and-run: Government of India budgetary allocation. **Beneficiaries:** Every eligible road accident victim on any category of road across India. **Launched:** February 13, 2026 by PM Modi.
- PM RAHAT provides cashless treatment up to ₹1.5 lakh per road accident victim for 7 days from the date of accident.
- Integrated with ERSS 112 helpline for Golden Hour response with stabilisation treatment up to 24 hours (non-life-threatening) or 48 hours (life-threatening).
- Uses 36,112+ hospitals empanelled under Ayushman Bharat PM-JAY as designated hospitals.
- End-to-end digital workflow via TMS 2.0 and eDAR platform with payments to hospitals within 10 days of claim approval.
- Funding: insured vehicles covered by General Insurance Companies via Motor Vehicle Accident Fund (MVAF); uninsured/hit-and-run cases by Government budgetary allocation.
- Launched on February 13, 2026 by PM Modi, covering every eligible road accident victim on any category of road across India.
What is PM RAHAT and what is its objective?
PM RAHAT is the Road Accident Victim Hospitalisation and Assured Treatment scheme launched on February 13, 2026 by PM Modi. It ensures no life is lost due to lack of immediate medical assistance after a road accident.
How much cashless treatment is available under PM RAHAT?
PM RAHAT provides cashless treatment of up to ₹1.5 lakh per victim for 7 days from the date of the accident, covering stabilisation and further care at designated hospitals across India.
What is the stabilisation treatment window under PM RAHAT?
Stabilisation treatment is covered for up to 24 hours for non-life-threatening cases and up to 48 hours for life-threatening cases. It is integrated with the ERSS 112 helpline for Golden Hour response.
Which hospitals are designated under PM RAHAT?
Hospitals empanelled under Ayushman Bharat PM-JAY serve as designated hospitals for PM RAHAT. Over 36,112 hospitals are part of this network, using an end-to-end digital workflow via TMS 2.0 and eDAR.
How is PM RAHAT funded and how fast are hospital payments?
For insured vehicles, general insurance companies pay via the Motor Vehicle Accident Fund (MVAF). Uninsured or hit-and-run cases are funded by the Government of India. Payments to hospitals are made within 10 days of claim approval.
Practice MCQs on this topic.
Reinforce your understanding with targeted MCQ practice on economy, governance, and current affairs.