NIRYAT PROTSAHAN: Interest Subvention & Collateral Support for MSME Exporters
Launched 2 January 2026 under the Export Promotion Mission. Total budget: ₹7,295 crore (FY25-26 to FY30-31) A) Interest Subvention: 2.75% on pre/post-shipment export credit Budget: ₹5,181 crore | Cap: ₹50 lakh/year per exporter Coverage: ~75% of India's tariff lines B) Collateral Support: 85% for Micro/Small, 65% for Medium Budget: ₹2,114 crore | Limit: ₹10 crore/year per exporter Via CGTMSE Eligibility: Valid IEC + Udyam Registration, apply via DGFT portal
- NIRYAT PROTSAHAN launched on 5 January 2026 under Export Promotion Mission with total budget of ₹7,295 crore (FY25-26 to FY30-31).
- Interest Subvention component: 2.75% on pre/post-shipment export credit with budget of ₹5,181 crore and cap of ₹50 lakh per year per exporter, covering approximately 75% of India's tariff lines.
- Collateral Support component: 85% for Micro/Small enterprises and 65% for Medium enterprises via CGTMSE, with budget of ₹2,114 crore and limit of ₹10 crore per year per exporter.
- Eligibility requires valid Import Export Code (IEC) and Udyam Registration; applications through DGFT portal.
What is NIRYAT PROTSAHAN?
NIRYAT PROTSAHAN is a scheme launched on 5 January 2026 under the Export Promotion Mission by the Ministry of Commerce and Industry / DGFT. It provides interest subvention and collateral support to MSME exporters, with a total budget of ₹7,295 crore from FY25-26 to FY30-31.
What is the interest subvention component?
The scheme provides 2.75% interest subvention on pre-shipment and post-shipment export credit, with a budget of ₹5,181 crore. The cap is ₹50 lakh per year per exporter, and coverage extends to about 75% of India's tariff lines.
What is the collateral support component?
Collateral support is 85% for Micro and Small enterprises and 65% for Medium enterprises, delivered via CGTMSE. The budget is ₹2,114 crore, with a limit of ₹10 crore per year per exporter.
Who is eligible to apply?
Eligible exporters must hold a valid Importer-Exporter Code (IEC) and Udyam Registration. Applications are submitted through the DGFT portal.
Under which mission is the scheme launched?
The scheme is launched under the Export Promotion Mission, combining interest subvention and collateral support interventions to strengthen MSME exports.
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