MCQ
Social Security Schemes MCQ - Practice Questions with Answers
Solve 96 Social Security Schemes questions for RAS/RPSC preparation.
Practice questions
Q11. PM-SYM is for unorganised workers aged 18 to 40 years with monthly income of Rs. 15,000 or below. 2. A person covered by EPFO, ESIC or NPS is eligible to join PM-SYM. 3. Life Insurance Corporation of India acts as the pension fund manager for PM-SYM. Which of the statements given above are correct?
Statement 1 is true because PM-SYM covers unorganised workers aged 18-40 with monthly income up to Rs. 15,000. Statement 2 is false because EPFO/ESIC/NPS members are excluded. Statement 3 is true because LIC is the pension fund manager.
Q2Consider the following statements about PM-SYM contribution structure: 1. At entry age 18 years, the worker's monthly contribution is Rs.55 and the equal government contribution is Rs.55. 2. At entry age 25 years, the worker's monthly contribution is Rs.80 and the equal government contribution is Rs.80. 3. At entry age 35 years, the worker's monthly contribution is Rs.150 and the equal government contribution is Rs.150. 4. At entry age 40 years, the worker's monthly contribution is Rs.200 but the government contribution is Rs.100. Which of the statements given above are correct?
Statements 1, 2 and 3 are correct as per the contribution table. Statement 4 is false: at entry age 40, the worker contributes Rs.200 and the government also contributes Rs.200, not Rs.100.
Q3Consider the following statements: 1. Under Pradhan Mantri Kisan Maan-Dhan Yojana, if a pension-receiving subscriber dies, the spouse is entitled to family pension equal to 50% of the subscriber's pension. 2. The family pension under Pradhan Mantri Kisan Maan-Dhan Yojana is payable to the subscriber's children as well as the spouse. 3. Small and marginal farmers may use their PM-KISAN benefits to make voluntary contributions to Pradhan Mantri Kisan Maan-Dhan Yojana. Which of the statements given above are correct?
Statements 1 and 3 are correct. Statement 2 is incorrect because the family pension benefit under PM-KMY is exclusively for the spouse.
Q4Consider the following statements: 1. Pradhan Mantri Shram Yogi Maan-Dhan is for workers aged 18 to 40 years whose monthly income is Rs. 25,000 or less. 2. Pradhan Mantri Shram Yogi Maan-Dhan provides a monthly pension of Rs. 3000 after attaining the age of 60 years. 3. Under Pradhan Mantri Shram Yogi Maan-Dhan, the entire monthly contribution is paid by the Central Government. Which of the statements given above are correct?
Only statement 2 is correct. Statement 1 is incorrect because the income ceiling is Rs. 15,000 or less, not Rs. 25,000. Statement 3 is incorrect because the beneficiary pays 50% of the monthly contribution and the Central Government pays an equal matching contribution.
Q5Consider the following statements: 1. Atal Pension Yojana took effect from 1 June 2015. 2. The minimum age for joining Atal Pension Yojana is 18 years and the maximum age is 40 years. 3. From 1 October 2022, an income-tax payer is eligible to open a new Atal Pension Yojana account. Which of the statements given above are correct?
Statements 1 and 2 are correct: APY took effect from 1 June 2015 and has an 18-40 joining age band. Statement 3 is incorrect: from 1 October 2022, a citizen who is or has been an income-tax payer is not eligible to join APY.
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6Consider the following statements: 1. The annual premium under PMSBY is Rs. 436 per year. 2. PMSBY's risk cover period is from 1 June to 31 May. 3. PMSBY provides Rs. 2 lakh for death or permanent total disability and Rs. 1 lakh for partial disability. Which of the statements given above are correct?
71. IGNWPS provides central assistance of Rs. 300 per month to BPL widows aged 40 to 79 years. 2. IGNDPS provides central assistance of Rs. 300 per month to BPL persons aged 18 to 79 years with severe or multiple disabilities. 3. Both IGNWPS and IGNDPS require beneficiaries to belong to non-BPL households. Which of the statements given above are correct?
8Consider the following statements about the National Social Assistance Programme: 1. NSAP was introduced on Independence Day, 1995. 2. Article 41 of the Constitution is cited as directing public assistance in cases such as old age, sickness and disablement. 3. NSAP at present includes five sub-schemes. 4. The Annapurna Scheme provides one-time financial assistance of Rs. 20,000 on the death of the primary breadwinner. Which of the statements given above are correct?
9Consider the following statements: 1. Under IGNOAPS, BPL persons aged 55 years or above are entitled to old-age pension. 2. Under Annapurna, 10 kg of food grains per month are provided free of cost to eligible senior citizens who remain uncovered under NOAPS. 3. Under IGNWPS, BPL widows aged 18 to 59 years are entitled to monthly pension. Which of the statements given above are correct?
10Consider the following statements about social security for gig and platform workers under the Code on Social Security, 2020: 1. The Code provided the definition of gig worker or platform worker for the first time. 2. The Code provides for schemes on matters such as life and disability cover, accident insurance, health and maternity benefits and old-age protection. 3. One source of the Social Security Fund is aggregator contribution between 3% and 5% of annual turnover. 4. The Code provides for setting up a Social Security Fund. Which of the statements given above are correct?
11Consider the following statements: 1. IGNWPS is for widows in the age group of 18 to 59 years. 2. IGNWPS beneficiaries must belong to households living below the poverty line. 3. IGNWPS was formally launched in February 2009. Which of the statements given above are correct?
121. Under Atal Pension Yojana, the monthly pension is available after the subscriber attains 60 years of age. 2. After the subscriber's death, the spouse is entitled to receive the same pension amount. 3. After the death of both subscriber and spouse, the nominee continues to receive the same monthly pension for life. Which of the statements given above are correct?
13Consider the following statements about scheme eligibility on the e-Shram social-security page: 1. PM-SYM requires monthly income below Rs. 15,000 and non-membership of EPFO/ESIC/NPS (Government-funded). 2. The National Pension Scheme for Traders and Self-employed Persons is for shopkeepers or owners such as petty shop, restaurant and hotel owners. 3. The same traders' pension scheme requires annual turnover not more than Rs. 1.5 crore. 4. PM-SYM is open to organised-sector workers who are members of EPFO. Which of the statements given above are correct?
14Consider the following statements: 1. The National Pension Scheme for Traders and Self-employed Persons is listed on e-Shram as a voluntary and contributory pension scheme. 2. Its eligible trader or self-employed person must have annual turnover of more than Rs. 1.5 crore. 3. Its beneficiaries are entitled to receive an assured monthly pension of Rs. 3,000 after attaining 60 years of age. Which of the statements given above are correct?
15Consider the following statements: 1. Pradhan Mantri Jeevan Jyoti Bima Yojana is a one-year life insurance scheme renewable from year to year. 2. It offers coverage of Rs. 2 lakh for death due to any reason. 3. It is available to people in the age group of 18 to 70 years having a bank account. Which of the statements given above are correct?