India's cities, projected to house nearly one billion people by 2070, face escalating risks from flooding, heat waves, cyclones, and earthquakes. Unplanned urbanisation and inadequate drainage infrastructure make two-thirds of urban residents vulnerable to climate-related disasters. Economic damages from climate events in urban areas could exceed $30 billion by 2070. Experts emphasise urgent integration of climate risk assessment into city master plans, green infrastructure, and disaster-resilient building codes as key policy priorities.