The Pension Fund Regulatory and Development Authority (PFRDA) notified the NPS Exit & Withdrawal (Amendment) Regulations, 2025, increasing the lump sum withdrawal limit from 60% to 80% for non-government subscribers. This makes NPS more flexible and competitive with other retirement savings instruments. The remaining 20% must be used to purchase an annuity. Government subscribers continue with the existing 60:40 split. As of September 2025, NPS has over 7.6 crore subscribers with assets under management exceeding ₹13.5 lakh crore.
NPS Exit Rules Amended: Lump Sum Withdrawal Raised to 80% for Non-Government Subscribers
AQuick answer
PFRDA raised NPS lump sum withdrawal to 80% for non-government subscribers; NPS subscriber base nears 2 crore; NPS and APY together manage ₹16.40 lakh crore in AUM.
Key facts
- PFRDA notified NPS Exit & Withdrawal (Amendment) Regulations, 2025, increasing lump sum withdrawal limit from 60% to 80% for non-government subscribers
- Remaining 20% must be used to purchase an annuity; government subscribers continue with existing 60:40 split
- NPS has over 7.6 crore subscribers with assets under management exceeding ₹13.5 lakh crore as of September 2025
- The amendment makes NPS more flexible and competitive with other retirement savings instruments
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Linked questionMedium
Under the amended NPS Exit & Withdrawal Regulations, 2025, what is the new lump sum withdrawal limit for non-government subscribers?
Explanation · Correct answer C
PFRDA increased the lump sum withdrawal limit from 60% to 80% for non-government subscribers. The remaining 20% must be used to purchase an annuity. Government subscribers continue with the existing 60:40 split.
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Frequently asked questions
What is **NPS Exit Rules Amended** and why is it significant?
The Pension Fund Regulatory and Development Authority (PFRDA) notified the NPS Exit & Withdrawal (Amendment) Regulations, 2025, increasing the lump sum withdrawal limit from 60% to 80% for non-government subscribers. This makes NPS more flexible and competitive with other retirement savings instruments. The remaining 20% must be used to purchase a
What are the key highlights of **NPS Exit Rules Amended**?
PFRDA notified NPS Exit & Withdrawal (Amendment) Regulations, 2025, increasing lump sum withdrawal limit from 60% to 80% for non-government subscribers Remaining 20% must be used to purchase an annuity; government subscribers continue with existing 60:40 split
Who are the key authorities or stakeholders involved in **NPS Exit Rules Amended**?
NPS has over 7.6 crore subscribers with assets under management exceeding ₹13.5 lakh crore as of September 2025
What are the key numbers or targets associated with **NPS Exit Rules Amended**?
Key figures: 80%, 2025,, 60%, 80%. The amendment makes NPS more flexible and competitive with other retirement savings instruments
What is the broader impact of **NPS Exit Rules Amended** on India?
The amendment makes NPS more flexible and competitive with other retirement savings instruments
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