The Reserve Bank of India's Monetary Policy Committee (MPC) commenced its first bi-monthly monetary policy review of the financial year 2026-27 on April 7, 2026, under the chairmanship of RBI Governor Sanjay Malhotra. The three-day meeting, scheduled to conclude on April 9 with the policy statement, is closely watched as the first major signal on interest rates after a year in which the RBI cumulatively cut the repo rate by 125 basis points — from 6.50% to 5.25% — through 2025 to support growth. Most analysts expect the MPC to keep the repo rate unchanged at 5.25% with a neutral stance, balancing three considerations: (i) the resurfacing of inflation risks from rising global energy prices, (ii) global financial uncertainty affecting the rupee and capital flows, and (iii) reasonably stable domestic growth that does not demand further stimulus. Headline CPI inflation has stayed within the RBI's 2-6% tolerance band, but unseasonal hailstorms in Rajasthan, Punjab and Haryana have damaged ripening rabi crops and could push food inflation up in the coming months. Real GDP growth for FY 2026-27 is widely projected at around 6.9%. The decision will also indicate how the RBI navigates the impact of the recent India-US tariff deal that lowered American duties on Indian goods, and the new G-Sec yield environment. The current rates structure is Repo 5.25%, SDF 5.00%, MSF and Bank Rate 5.50%, CRR 0% and SLR 18.0%.
RBI Monetary Policy Committee Begins April 2026 Review; Repo Rate Pause Likely
RBI's MPC began its first FY27 review on April 7, 2026 under Governor Sanjay Malhotra; analysts expect a hold at 5.25% with a neutral stance after 125 bps of cuts in 2025, balancing food inflation risks, global uncertainty and stable 6.9% projected growth.
Key facts
- RBI MPC began its first FY27 monetary policy review on April 7, 2026 under Governor Sanjay Malhotra.
- Repo rate widely expected to stay unchanged at 5.25% with neutral stance.
- RBI cut repo rate by 125 bps in 2025 (from 6.50% to 5.25%) to support growth.
- Real GDP growth for FY27 projected around 6.9%; CPI inflation around 4.6%.
- Current policy rates: Repo 5.25%, SDF 5.00%, MSF/Bank Rate 5.50%, CRR 0%, SLR 18.0%.
- Decision balances global energy-led inflation, currency volatility and stable domestic growth.
Mains angle
Q: Analyse the factors influencing the RBI MPC's expected decision to pause the repo rate at 5.25% during its April 2026 review.
Answer (50 words):
The MPC began its first FY2026-27 review on April 7, 2026, after cutting the repo rate by 125 basis points from 6.50% to 5.25% through 2025. Analysts expect a hold balancing food inflation risks from hailstorms in Rajasthan, global energy price volatility, and stable projected GDP growth of 6.9%.
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At the start of the RBI MPC review on April 7, 2026, what was the prevailing repo rate?
At the start of the April 2026 MPC meeting, the repo rate stood at 5.25%, after the RBI cut it by a cumulative 125 basis points through 2025 from the earlier 6.50%. Most analysts expected the MPC to keep this rate unchanged with a neutral stance.
Source: AIR News / RBI
Frequently asked questions
What is the repo rate as of April 2026?
As of the beginning of the April 2026 MPC review, the repo rate stands at 5.25%, after the RBI cut it by a cumulative 125 basis points in 2025 from the earlier 6.50%.
Who chairs the RBI Monetary Policy Committee?
The RBI Governor — Sanjay Malhotra in April 2026 — chairs the six-member Monetary Policy Committee (MPC), which sets the policy repo rate to achieve the inflation target of 4% with a tolerance band of +/- 2%.
What is the Standing Deposit Facility (SDF) rate?
The SDF rate is the rate at which the RBI absorbs uncollateralised liquidity from banks. As of April 2026, the SDF rate is 5.00%, and forms the floor of the Liquidity Adjustment Facility corridor.
What is the inflation target framework for the RBI?
Under the flexible inflation targeting framework adopted in 2016, the RBI is mandated to keep CPI inflation at 4% within a tolerance band of 2-6%.
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