The Jan Samarth Portal of the Government of India completed four years of operations on 6 June 2026, having transformed digital access to credit-linked government schemes since its launch by Prime Minister Narendra Modi on 6 June 2022. The portal serves as Indias first unified national platform on which eligible citizens can apply for credit-linked benefits across multiple ministries through a single window, with an automated business-rule engine that matches applicants to the best-suited scheme, auto-fills required details, checks eligibility in real time, and routes applications with documents to the selected bank branch.
As of 1 June 2026, the portal had processed about 54.10 lakh applications worth Rupees 3,00,951 crore and granted digital approvals to 49.55 lakh beneficiaries amounting to Rupees 2,76,493.78 crore. It supports 16 credit-linked central government schemes spread across agriculture, MSMEs, housing, livelihoods, renewable energy and education, including Pradhan Mantri Mudra Yojana, Kisan Credit Card Modified Interest Subvention Scheme, PM SVANidhi for street vendors, Prime Ministers Employment Generation Programme and the Rooftop Solar Financing Scheme, among others.
The platform is available in eight languages and operates twenty-four hours a day. A network of 269 member lending institutions has been onboarded, which includes 12 public sector banks, 20 private sector banks, 19 non-banking financial companies, regional rural banks, small finance banks and state cooperative banks. By integrating Aadhaar, PAN, GSTN, Udyam, DigiLocker and Account Aggregator stacks, Jan Samarth has reduced documentation burden for credit seekers and made the formal credit system more transparent and inclusive for first-time borrowers, especially women, micro-entrepreneurs and farmers.