PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) 2.0

- **Objective**: Provide affordable working capital loans to street vendors to resume and expand livelihoods post-COVID - **Key Features**: Enhanced loan amounts — 1st loan ₹15,000, 2nd loan ₹25,000, 3rd loan ₹50,000; UPI-linked RuPay Credit Card with ₹30,000 limit - **Beneficiaries**: 1.15 crore total (including 50 lakh new beneficiaries); extended to census towns and peri-urban areas - **Budget**: Total outlay ₹7,332 crore; lending period extended till March 31, 2030 - **Digital Incentive**: Cashback up to ₹1,600 on digital transactions - **Performance**: 96 lakh loans worth ₹13,797 crore disbursed; 47 lakh digitally active beneficiaries; 557 crore digital transactions

- **उद्देश्य**: COVID के बाद आजीविका को फिर से शुरू करने और विस्तारित करने के लिए स्ट्रीट वेंडर्स को किफायती कार्यशील पूंजी ऋण प्रदान करना - **मुख्य विशेषताएं**: बढ़ी हुई ऋण राशि — 1st ऋण ₹15,000, 2nd ₹25,000, 3rd ₹50,000; ₹30,000 सीमा वाला UPI-लिंक्ड RuPay क्रेडिट कार्ड - **लाभार्थी**: कुल 1.15 करोड़ (50 लाख नए लाभार्थियों सहित); जनगणना शहरों और अर्ध-शहरी क्षेत्रों तक विस्तारित - **बजट**: कुल परिव्यय ₹7,332 करोड़; ऋण अवधि 31 मार्च 2030 तक बढ़ाई - **डिजिटल प्रोत्साहन**: डिजिटल लेनदेन पर ₹1,600 तक कैशबैक - **प्रदर्शन**: 96 लाख ऋण ₹13,797 करोड़ वितरित; 47 लाख डिजिटली सक्रिय लाभार्थी

• PM SVANidhi 2.0 provides affordable working capital loans to street vendors with enhanced amounts: 1st loan Rs 15,000, 2nd loan Rs 25,000, 3rd loan Rs 50,000
• Total outlay Rs 7,332 crore with lending period extended till March 31, 2030; targets 1.15 crore total beneficiaries including 50 lakh new vendors
• New UPI-linked RuPay Credit Card with Rs 30,000 limit; digital cashback incentive up to Rs 1,600 on transactions
• Extended coverage to census towns and peri-urban areas beyond original urban scope
• Performance: 96 lakh loans worth Rs 13,797 crore disbursed; 47 lakh digitally active beneficiaries with 557 crore digital transactions
• Scheme expanded post-COVID to resume and expand street vendor livelihoods across India