Financial Sector Reforms MCQ — 2 अभ्यास प्रश्न उत्तर सहित

2 Financial Sector Reforms बहुविकल्पीय प्रश्नों का अभ्यास करें, विस्तृत उत्तर और व्याख्या सहित। RAS/RPSC परीक्षा की तैयारी के लिए आदर्श।

2 प्रश्न Indian Economy

Q1. Under the Insurance Laws (Amendment) Act 2025, enforced from February 5, 2026, what is the new FDI limit in the insurance sector?

A 49%

B 74%

C 100% Correct

D 51%

Explanation

The Insurance Laws (Amendment) Act 2025 raised the FDI cap in insurance from 74% to 100%, brought into force on February 5, 2026 via a Gazette notification. Previously, the 2021 amendment had raised it from 49% to 74%.

Q2. Which of the following conditions was retained in the Insurance Laws (Amendment) Act 2025 despite allowing 100% FDI?

A At least 26% shares must be held by Indian public

B Chairman/MD/CEO must be an Indian citizen Correct

C 50% of the board must be Indian nationals

D Foreign insurer must list on Indian stock exchange within 5 years

Explanation

Even with 100% FDI allowed, the Act mandates that the Chairman, Managing Director, or CEO of an insurance company must be an Indian citizen. This ensures management and operational control remains with Indian nationals, protecting policyholder interests.

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Financial Sector Reforms RAS/RPSC पाठ्यक्रम के Indian Economy अनुभाग के अंतर्गत आता है। यह एक नियमित रूप से परीक्षा में पूछा जाने वाला क्षेत्र है और इन MCQ के नियमित अभ्यास से आपकी तैयारी मजबूत होगी।

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Financial Sector Reforms MCQ — 2 अभ्यास प्रश्न उत्तर सहित

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