Published: 15 December 2025RBI/PIBEconomy
RBI $5B USD/INR Buy-Sell Swap: Forex Management and Rupee Stability
The Reserve Bank of India (RBI) conducted a $5 billion USD/INR Buy-Sell Swap on December 16, 2025, as part of its coordinated liquidity management and forex stabilisation strategy. This was a 3-year swap agreement under which the RBI bought US dollars from banks in exchange for rupees, with a commitment to sell those dollars back at a specified future date at a predetermined rate.
In a Buy-Sell Swap, the RBI receives dollars today from banks (which strengthens dollar supply in the market) and provides rupees in return (injecting rupee liquidity into the banking system). At the end of the swap tenor (three years), the transaction reverses — the RBI returns dollars to banks and receives rupees back. This mechanism simultaneously addresses two objectives: injecting rupee liquidity into the banking system and providing dollar liquidity to the foreign exchange market.
The December 16 swap complemented the RBI's broader December 2025 monetary easing package, which included Open Market Operations (OMO) purchases of ₹1 lakh crore and the repo rate cut to 5.25%. Together, these measures aimed to ease credit conditions, support economic growth, and stabilise the rupee at a time when global dollar strength and trade uncertainty were putting pressure on emerging market currencies.
The swap is also significant from a forex reserve perspective. India's forex reserves had come under pressure in late 2025, and currency swaps are a tool to support reserves without directly drawing them down. The RBI has used USD/INR swaps periodically — notably the $5 billion swap in 2019 — as part of its liquidity management toolkit. For aspirants, this topic connects monetary economics (Paper I, Unit 2) with external sector economics and forex management.
Mains angle
Q: Explain the mechanics and objectives of RBI's December 2025 USD/INR Buy-Sell Swap and its role in liquidity and forex management.
Answer (50 words):
On 16 December 2025 the Reserve Bank of India conducted a 5 billion dollar three-year USD/INR Buy-Sell Swap, taking dollars from banks today while injecting rupee liquidity, reversing at maturity. It complemented December 2025 Open Market Operations of 1 lakh crore rupees and the 5.25 per cent repo cut, stabilising reserves.
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Frequently asked questions
What is a USD/INR Buy-Sell Swap?
In a Buy-Sell Swap, the RBI buys US dollars from banks now (providing rupees in return) and commits to selling those dollars back after a fixed period (e.g., 3 years). It simultaneously injects rupee liquidity and supports the rupee's exchange rate.
How much was the RBI's December 16, 2025 swap and for what tenor?
The RBI conducted a $5 billion USD/INR Buy-Sell Swap on December 16, 2025, with a 3-year tenor.
How does the USD/INR swap support forex reserves?
The swap allows RBI to support rupee liquidity and forex markets without directly depleting India's forex reserves, since the dollars are borrowed temporarily under the swap and returned after the tenor.
How does the swap complement RBI's other December 2025 measures?
The $5 billion swap complemented ₹1 lakh crore OMO purchases and the repo rate cut to 5.25%, forming a three-pronged easing strategy targeting rate, liquidity, and forex stability simultaneously.
Has RBI used USD/INR swaps before?
Yes, RBI has used USD/INR Buy-Sell Swaps previously, most notably in March 2019 when it conducted a $5 billion swap as part of its liquidity management framework.