Prime Minister - Road Accident Victims' Hospitalisation and Assured Treatment (PM-RAHAT) Scheme
Notified on 5 May 2025 (S.O. 2015(E)) and named PM-RAHAT on 19 February 2026 (S.O. 952(E)), this pan-India statutory scheme provides cashless emergency treatment to all road accident victims. Key Points: • Coverage: Up to ₹1,50,000 per victim for maximum 7 days from accident date • Stabilization: 24 hours (non-life-threatening) to 48 hours (life-threatening) • Applies at any designated hospital across India • Guidelines notified on 4 June 2025 (S.O. 2489(E)) • IT platform of National Health Authority used for registration and claims • State Road Safety Council is nodal agency for implementation • Enables paperless and efficient claim processing • Payments to hospitals within 10 days of claim approval
- PM-RAHAT was notified as the Cashless Treatment of Road Accident Victims Scheme, 2025 on 5 May 2025 and named PM-RAHAT on 19 February 2026 as a pan-India statutory scheme for all road accident victims
- Coverage up to ₹1,50,000 per victim for maximum 7 days from accident date at any designated hospital across India
- Stabilization period: 24 hours for non-life-threatening injuries and 48 hours for life-threatening injuries
- Guidelines notified on 4 June 2025; IT platform of National Health Authority used for registration and claims
- State Road Safety Council is nodal agency for implementation; enables paperless and efficient claim processing
- Payments to hospitals within 10 days of claim approval
What is the Cashless Treatment of Road Accident Victims Scheme, 2025?
It is a pan-India statutory scheme notified on 5 May 2025 that provides cashless emergency treatment to all road accident victims at designated hospitals across India.
What is the treatment coverage limit under this scheme?
The scheme provides cashless treatment of up to ₹1,50,000 per victim for a maximum of 7 days from the date of the accident, at any designated hospital in India.
What are the stabilization timelines under the scheme?
Stabilization cover is provided for 24 hours in non-life-threatening cases and up to 48 hours for life-threatening cases, before the broader 7-day treatment window applies.
Which ministry administers the scheme?
The scheme is administered by the Ministry of Road Transport and Highways, with the State Road Safety Council acting as the nodal agency for implementation.
How are hospital claims processed under this scheme?
The National Health Authority's IT platform is used for registration and claims, enabling paperless processing. Payments to hospitals are made within 10 days of claim approval.
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