Mukhyamantri Ayushman Arogya Yojana

Mukhyamantri Ayushman Arogya Yojana is Rajasthan's state health assurance scheme for cashless hospital treatment in empanelled government and private hospitals. The official MAAY portal describes it as a step toward universal health coverage and reducing out-of-pocket spending when residents need inpatient care. The current RSHAA bid document for implementation names the scheme as Mukhya Mantri Ayushman Arogya Yojana and provides a health-cover wallet of Rs 25 lakh per family per year, structured as Rs 5 lakh on insurance mode and Rs 20 lakh on trust mode. Covered/sponsored groups include SECC families under Ayushman Bharat PM-JAY and state-sponsored NFSA families, small and marginal farmers, contractual workers and EWS families. For exam purposes, remember the implementing agency, Rajasthan State Health Assurance Agency, the universal health-cover objective, the Rs 25 lakh annual family cover, and the link with public-private empanelled hospital treatment.

• → Current official name: Mukhyamantri Ayushman Arogya Yojana; earlier Rajasthan health-assurance framework was linked with Chiranjeevi/PM-JAY coverage.
• → Implementing agency: Rajasthan State Health Assurance Agency under the state health department framework.
• → Objective: universal health coverage and reduced out-of-pocket expenditure for inpatient treatment in Rajasthan.
• → Annual family cover: Rs 25 lakh per family per year, with Rs 5 lakh insurance mode and Rs 20 lakh trust mode in the official implementation document.
• → Beneficiary groups include AB-PMJAY SECC families, NFSA families, small and marginal farmers, contractual workers and EWS families sponsored by the state.
• → Benefit delivery is cashless treatment through empanelled government and private hospitals for covered secondary and tertiary care packages.
• → Exam focus: scheme name, RSHAA, Rs 25 lakh family cover, public-private empanelled hospitals and universal health-cover objective.