RAS question
What is the annual premium for general (non-priority) residents under MAAY?
Correct answer: (B) ₹850.
General non-priority residents under Mukhyamantri Ayushman Arogya Yojana pay an annual premium of ₹850 per family for coverage.
Explanation
Under Mukhyamantri Ayushman Arogya Yojana, Rajasthan provides free health insurance to specified priority groups such as NFSA-registered families, eligible SECC families, contractual workers, small and marginal farmers, EWS families, senior citizens and COVID-19 ex-gratia beneficiaries. The remaining population is not placed in the free-coverage category. For these general, non-priority residents, the scheme requires an annual premium of ₹850 per family, with the rest of the premium paid by the State Government. General residents pay ₹850 per year and the coverage is partly state-subsidised, while priority groups including NFSA families and senior citizens aged 70 and above receive free coverage.
Why the other options are wrong
- (A) ₹500 is below the annual premium specified for the remaining, non-priority population under MAAY.
- (C) ₹1,200 is not the stated annual premium for general residents; the annual premium is ₹850 per family.
- (D) Coverage is not free for all residents because free-coverage priority groups are separate from the remaining population that must pay ₹850 annually.
Concept
This tests Rajasthan welfare schemes under the state administration and social-sector policy portion of the RAS syllabus. MAAY recurs because exam questions often ask who receives free coverage and what contribution applies to non-priority residents.