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ENHI

RAS question

What insurance benefit do e-Shram registered workers get under PMSBY?

Correct answer: (C) ₹2 lakh.

e-Shram registered workers get Rs. 2 lakh accident insurance cover under the Pradhan Mantri Suraksha Bima Yojana.

  1. (A)

    ₹50,000

  2. (B)

    ₹1 lakh

  3. (C)

    ₹2 lakh

  4. (D)

    ₹5 lakh

Explanation

The benefit linked to e-Shram registration under PMSBY is accident insurance cover of Rs. 2 lakh. The e-Shram social-security schemes page lists Pradhan Mantri Suraksha Bima Yojana and states that its risk coverage is Rs. 2 lakh for accidental death and full disability. PMSBY provides Rs. 1 lakh for partial disability, so that lower figure applies to a narrower disability category. e-Shram registered workers receive PMSBY accident insurance cover of Rs. 2 lakh.

Why the other options are wrong

  • (A) PMSBY accident insurance coverage for e-Shram registered workers is Rs. 2 lakh, not Rs. 50,000.
  • (B) Rs. 1 lakh applies under PMSBY to partial disability, not to accidental death or full disability coverage.
  • (D) PMSBY risk coverage under the e-Shram-linked benefit is Rs. 2 lakh, not Rs. 5 lakh.

Concept

This tests a Current Affairs welfare-scheme fact: the benefit amount attached to e-Shram and PMSBY. RAS repeatedly rewards exact scheme-linked amounts because similar options differ only by the figure.

Source

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