RAS question
Through which mechanism is the CM Kisan Samman Nidhi amount transferred to farmers?
Correct answer: (C) Direct Benefit Transfer (DBT) to Aadhaar-linked bank accounts.
The CM Kisan Samman Nidhi amount is transferred to eligible farmers through Direct Benefit Transfer into Aadhaar-linked bank accounts.
Explanation
CM Kisan Samman Nidhi is designed as a direct income-support transfer, not as a local cash or paper-payment scheme. The Rajasthan Economic Review 2024-25 states that, under the State Budget 2024-25 announcement, the State provides additional annual financial assistance to farmers who benefit under PM-Kisan, and that the amount under the scheme is transferred to farmers through the DBT system. The money goes to farmers' Aadhaar-linked bank accounts. That matters because DBT sends the benefit straight to the beneficiary's bank account, which supports transparency and reduces leakage.
Why the other options are wrong
- (A) Cash distribution at the gram panchayat is wrong because the verified mechanism is DBT, which transfers the benefit directly rather than through local cash handling.
- (B) A cheque through the post office is wrong because the scheme amount is not described as a paper-payment route; it is transferred through the DBT system.
- (D) Through cooperative banks is wrong because DBT is the transfer system, not a cooperative-bank disbursement channel.
Concept
This tests welfare delivery architecture in Rajasthan's economy syllabus, especially how income-support schemes use DBT to move benefits to identified beneficiaries. It recurs in RAS because DBT links budget announcements, farmer welfare, transparency, and leakage control.