RAS question
The Rajasthan government Mukhyamantri BPL Jeevan Raksha Kosh provides:
Correct answer: (C) Financial assistance for critical illness treatment of BPL families.
Rajasthan's Mukhya Mantri Jeevan Raksha Kosh provides financial assistance to BPL families for specialised treatment of life-threatening or critical illnesses.
Explanation
Mukhya Mantri Jeevan Raksha Kosh is a health-support measure, not a general welfare or income-generation scheme. The CAG audit text states that the Rajasthan Mukhya Mantri Jeevan Raksha Kosh Society was established in March 1999 to provide financial assistance to poor persons living Below Poverty Line for specialised treatment of life-threatening illnesses, including serious conditions such as cancer, kidney and urinary disease, heart disease and surgery. The scheme helps BPL families who cannot afford expensive medical procedures for critical illnesses. Therefore, the key phrase in the option is not just "financial assistance", but financial assistance tied specifically to critical illness treatment for BPL families.
Why the other options are wrong
- (A) Free luxury travel is unrelated to the scheme, which the CAG audit text identifies as financial assistance for specialised treatment of life-threatening illnesses.
- (B) Agricultural land is not part of the scheme's purpose; its stated object is medical financial assistance for BPL persons needing specialised treatment.
- (D) Business loans would be an enterprise or credit intervention, whereas this scheme is framed around healthcare support for critical or life-threatening illnesses.
Concept
This tests Rajasthan economy and welfare-scheme identification, especially the target group and benefit type. Such questions recur in RAS because state schemes are often distinguished by whether they address health, livelihood, land, or social-security needs.