How many monthly transactions does India's UPI process?

Explanation

India's UPI processes more than 2,000 crore transactions a month because the official PIB release records that monthly UPI volumes crossed 2,000 crore transactions for the first time in August 2025, reaching 2,001 crore transactions. The same release says the momentum continued through the rest of 2025, with December 2025 recording 2,163 crore transactions, the highest monthly transaction volume in UPI's decade-long journey. These official monthly figures directly support option B. The scale is also consistent with PIB's broader explanation that UPI's annual transaction volume rose to over 24,162 crore transactions in FY 2025-26, showing deep nationwide adoption and high-frequency retail use.

Why the other options are wrong

• (A) Option A is too low because PIB says monthly UPI transaction volumes crossed 2,000 crore in August 2025.
• (C) Option C understates the official scale, as PIB records monthly volumes above 2,000 crore transactions in 2025.
• (D) Option D is below the PIB-reported threshold because UPI crossed 2,000 crore monthly transactions in August 2025 and reached 2,163 crore in December 2025.

Concept

This tests digital public infrastructure and real-time payment systems under Science and Technology. It recurs in RAS because UPI is used to frame India's digital payments ecosystem and its adoption at national scale.

Source

• Press Information Bureau, Government of India

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