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RAS question

Consider the following statements regarding the PMFBY expansion announced on 18 November 2025: 1. Wild Animal Attacks have been added as the fifth Add-on Cover under the Localised Risk category. 2. Paddy Inundation has been reintroduced as a Localised Calamity Cover after being removed in 2018. 3. Farmers must report losses within 24 hours with geotagged photographs on the Crop Insurance App. 4. The new modalities will be rolled out from Rabi 2025. Which of the statements given above are correct?

Correct answer: (C) 1 and 2 only.

Under the PMFBY expansion announced on 18 November 2025, Wild Animal Attack was recognised as the fifth add-on cover under Localised Risk and Paddy Inundation was reintroduced as a Localised Calamity Cover, while the reporting window is 72 hours and rollout is from Kharif 2026.

  1. (A)

    1, 3 and 4 only

  2. (B)

    2 and 3 only

  3. (C)

    1 and 2 only

  4. (D)

    3 and 4 only

Explanation

The PIB release supports only statements 1 and 2. It says crop loss due to wild animal attack will be recognised as the fifth add-on cover under the Localised Risk category, with states notifying the relevant animals and vulnerable districts or insurance units. It also says Paddy Inundation has been reintroduced as a Localised Calamity Cover after its 2018 removal from the localised calamity category. Statement 3 changes the reporting rule: farmers must report losses within 72 hours on the Crop Insurance App with geotagged photographs, not within 24 hours. Statement 4 also changes the start date, because the new modalities are to be rolled out from Kharif 2026, not Rabi 2025.

Why the other options are wrong

  • (A) Option A includes statement 3 and statement 4, but the verified reporting window is 72 hours and the rollout is from Kharif 2026.
  • (B) Option B leaves out statement 1, although the PIB release specifically recognises Wild Animal Attack as the fifth add-on cover under Localised Risk, and it includes the false 24-hour reporting statement.
  • (D) Option D contains only statements 3 and 4, both of which contradict the PIB release on the 72-hour reporting window and Kharif 2026 rollout.

Concept

This tests current scheme updates under agricultural insurance, especially PMFBY risk coverage and implementation modalities. It recurs in RAS because statement questions often turn on precise categories, reporting windows and rollout dates in government schemes.

Source

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