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RAS question

Ayushman Vay Vandana covers pre-existing conditions from which day?

Correct answer: (C) From day one — no waiting period.

Ayushman Vay Vandana covers pre-existing conditions from day one, with no waiting period.

  1. (A)

    After 30 days waiting period

  2. (B)

    After 90 days waiting period

  3. (C)

    From day one — no waiting period

  4. (D)

    After 6 months

Explanation

Ayushman Vay Vandana is framed as an expanded AB PM-JAY health-cover benefit for senior citizens aged 70 years and above. Its treatment cover is not delayed when the illness already exists at the time of enrolment. The PIB release states that the card offers treatment for around 2,000 medical procedures and covers all pre-existing diseases from the first day itself, without any waiting period. A 30-day, 90-day, or six-month delay is incompatible with immediate cover for pre-existing diseases. Therefore, the cover begins immediately for pre-existing conditions.

Why the other options are wrong

  • (A) A 30-day waiting period contradicts the PIB-supported rule that pre-existing diseases are covered from the first day itself.
  • (B) A 90-day waiting period is wrong because the scheme does not defer cover for pre-existing conditions.
  • (D) A six-month delay is inconsistent with no-waiting-period coverage from day one.

Concept

Welfare-scheme design under governance includes beneficiary entitlements and health-cover conditions. RAS often tests schemes through precise eligibility and benefit rules rather than broad slogans.

Source

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