The Sukanya Samriddhi Yojana (SSY), the government-backed savings scheme for the girl child, completed 11 years on January 22, 2026. As of December 2025, the scheme had 4.53 crore accounts opened with deposits exceeding ₹3.33 lakh crore, marking one of the most successful small savings instruments in India.

Launched on January 22, 2015 as part of the Beti Bachao Beti Padhao campaign, SSY offers an interest rate of 8.2% per annum (Q4 FY26), tax-free returns under Section 80C, and a maturity period of 21 years or upon the girl's marriage after age 18. The scheme targets financial security for the girl child and has significantly improved household savings behaviour in rural areas.