Published: 2 March 2026Economy
EPF Interest Rate Retained at 8.25% for FY 2025-26
Union Minister Dr. Mansukh Mandaviya chaired the 239th meeting of the Central Board of Trustees (CBT) of the Employees' Provident Fund on March 2, 2026, which recommended retaining the interest rate on provident fund deposits at 8.25% for Financial Year 2025-26. This is the same rate as the previous year.
The decision benefits over 7 crore EPF subscribers across India. A consolidated EPFO corpus exceeded ₹28.34 lakh crore as on March 2025. The maintained rate reflects stable returns from EPFO's investment portfolio, which is predominantly in government securities and corporate bonds.
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What interest rate was recommended for EPF deposits for FY 2025-26 by the Central Board of Trustees?
Explanation · Correct answer CThe 239th meeting of the Central Board of Trustees (CBT) of the EPF on March 2, 2026 recommended retaining the interest rate at 8.25% for FY 2025-26, the same as the previous year. This benefits over 7 crore EPF subscribers.
Frequently asked questions
What EPF interest rate was announced for FY 2025-26 and when was the decision taken?
The **Central Board of Trustees (CBT) of EPFO** recommended retaining the **EPF interest rate at 8.25%** for **FY 2025-26** — the same as the previous year. The decision was taken at the **239th CBT meeting** chaired by Union Minister **Dr. Mansukh Mandaviya** on **March 2, 2026**.
How many EPF subscribers benefit from the 8.25% interest rate for FY 2025-26?
Over **7 crore EPF subscribers** across India benefit from the **8.25% interest rate** retained for **FY 2025-26**. The EPFO corpus has grown to over **₹22 lakh crore**, making it one of the **world's largest retirement funds**, with investments predominantly in government securities and corporate bonds.
What is the EPFO corpus size and how does it compare globally?
The **EPFO corpus** has grown to over **₹22 lakh crore**, making it one of the **world's largest retirement funds**. It serves over **7 crore subscribers** and invests predominantly in government securities and corporate bonds. The **8.25% interest rate** for FY 2025-26 reflects stable returns from this portfolio.
What is the Central Board of Trustees (CBT) of EPFO and who chaired its 239th meeting?
The **Central Board of Trustees (CBT)** is the apex decision-making body of the **Employees' Provident Fund Organisation (EPFO)**. Its **239th meeting** was chaired by Union Minister **Dr. Mansukh Mandaviya** on **March 2, 2026**, where the CBT recommended retaining the **EPF interest rate at 8.25%** for FY 2025-26.
Why was the EPF interest rate for FY 2025-26 retained at 8.25% without change?
The **8.25% EPF interest rate** for **FY 2025-26** was retained unchanged (same as FY 2024-25) because it reflects stable returns from EPFO's investment portfolio predominantly in **government securities and corporate bonds**. This maintains consistent returns for over **7 crore subscribers** from the **₹22 lakh crore** corpus.
