Aspirant Academy

Economy

Predicted Questions with Model Answers

Human Resource: Health, Education, Unemployment, Poverty Eradication

Paper I · Unit 2 Section 12 of 13 0 PYQs 37 min
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Predicted Questions with Model Answers

Q1 (5 marks — 50 words)

What is the Mukhyamantri Ayushman Arogya (MAAY) Yojana? State its key features.

Model Answer (EN): MAAY (formerly Chiranjeevi) is Rajasthan's flagship cashless health insurance scheme providing ₹25 lakh annual coverage per family. In 2024-25, it covered 1.33 crore registered families with government spending ₹1,675 crore. It achieved national portability (Nov 2025), enabling Rajasthan patients to access 30,000+ hospitals nationally and 7,898 patients from 14 other states to be treated in Rajasthan.

Q2 (5 marks — 50 words)

What is Rajasthan's Multidimensional Poverty Index (MPI) performance? What factors contributed to poverty reduction?

Model Answer (EN): Rajasthan's MPI fell dramatically from 28.86% (NFHS-4, 2015-16) to 15.31% (NFHS-5, 2019-21) — a 47% reduction. Contributing factors include improved healthcare access (MAAY, NHM), expanded education enrolment, MGNREGS employment generation, toilet construction under SBM, and Jan Aadhaar-linked DBT ensuring direct benefit transfer of welfare schemes to poor households.

Q3 (5 marks — 50 words)

Describe Rajasthan's unemployment situation and the steps taken to address it.

Model Answer (EN): Rajasthan's unemployment rate (PLFS Jul 2023–Jun 2024) is 4.7%, down from 4.9% in 2022-23. The Department of Personnel filled 59,236 posts with 1,72,990 under process. RSLDC trained 8.65 lakh youths (2024-25). Sixteen Model Career Centres established. MGNREGS generated 2,309.72 lakh man-days (₹7,676.98 crore); Mukhyamantri Shahari Rojgar Guarantee Yojana supports 6.53 lakh urban families.

Q4 (5 marks — 50 words)

What is Rajasthan's Infant Mortality Rate (IMR)? What are the key health schemes that helped reduce it?

Model Answer (EN): Rajasthan's IMR fell from 41.3 (NFHS-4, 2015-16) to 30.3 (NFHS-5, 2019-21) per 1,000 live births. Maternal Mortality Ratio also dropped from 141 to 113 (SRS 2018-20). Key health schemes: MAAY cashless insurance, Mukhyamantri Nishulk Nirogi Rajasthan (14.93 crore beneficiaries), NHM, RBSK for child health, and ASHA-based community outreach across rural areas.

Q5 (10 marks — 150 words)

Critically evaluate Rajasthan's education sector — achievements, challenges, and the impact of NEP 2020 implementation.

Model Answer (EN): Rajasthan has made significant strides in school education. The academic year 2024-25 saw enrolment of 24.30 lakh students in elementary and 52.46 lakh in secondary government schools. Teacher-student ratio is favourable at 14:1 (elementary) and 22:1 (secondary) — surpassing NEP 2020's 30:1 standard. RBSE Class 12 results reached 96.30% pass rate (8.2 lakh students, 2026). Girls outperformed boys in Science and Arts streams.

Key achievements: 342 KGBVs with 43,543 girl students enrolled; 23,100 free tablets distributed to meritorious students; 4,155 vocational training schools covering 3.25 lakh students; 19,739 government senior secondary schools; 569 government colleges. Medical education expanded with 43 medical colleges and 4,330 MBBS seats in government colleges.

NEP 2020 impact: Praveshotsav 2026 lowered Class 1 admission age from 6 to 5 years aligning with the foundational stage; focus on foundational literacy (FLN) through NIPUN; PM SHRI schools established.

Challenges: Literacy rate still 66.1% (Census 2011) with a severe gender gap of 27.1 percentage points (female 52.1%); girl dropout rates in secondary and higher education; quality of learning outcomes vs. pass rates; digital divide in rural schools; inadequate subject-teacher availability for senior secondary level; tribal area school access.

Q6 (10 marks — 150 words)

Discuss the employment generation initiatives in Rajasthan with special reference to MGNREGS, RSLDC, and the skill development ecosystem.

Model Answer (EN): Rajasthan's employment strategy rests on three pillars: rural employment guarantee, skill development, and urban employment schemes.

MGNREGS (Rural): In 2024-25 (up to December), ₹7,676.98 crore spent; 2,309.72 lakh man-days generated; 53.28 lakh households provided employment; 1.27 lakh households completed 100 days. It provides a vital social safety net for rural poor, particularly women and marginalised communities.

RSLDC (Skill Development): Rajasthan Skill and Livelihood Development Corporation trained 8.65 lakh youths through 1,111+ partner agencies in 2024-25. Aligned with PM-VBRY (₹99,446 crore employment-linked incentive scheme). The state's 1.43 crore e-Shram registered unorganised workers form the baseline for formal employment push. Mukhyamantri Yuva Swarojgar Yojana (launched January 12, 2026) offers 100% interest subsidy self-employment loans targeting 1 lakh entrepreneurs by 2029.

Urban Employment: Mukhyamantri Shahari Rojgar Guarantee Yojana covers 6.53 lakh families; 86.48 lakh human-days generated for skilled/unskilled urban workers aged 18-60.

Model Career Centres: 16 MCCs established in district headquarters (Jaipur, Bikaner, Kota, Bharatpur, etc.), transforming employment exchanges into IT-enabled career counselling platforms. Rozgar Sahayata Shivirs held quarterly.

Challenge: educated unemployment remains high (~40% of graduates nationally); formal sector absorption is limited; skill-job mismatch persists.