Aspirant Academy

Economy

Model Answer Frameworks

Human Resource: Health, Education, Unemployment, Poverty Eradication

Paper I · Unit 2 Section 9 of 13 0 PYQs 37 min
Topic Preview Subject Inventory

Public Section Preview

Model Answer Frameworks

5-Mark Answer Template — Example 1 (50 words)

Question: What is Mukhyamantri Ayushman Arogya Yojana? Write briefly about its key features.

Model Answer:

Mukhyamantri Ayushman Arogya Yojana (MAAY), formerly Chiranjeevi Swasthya Bima Yojana (launched 1 May 2021), provides universal cashless health coverage up to ₹25 lakh per family per year to all permanent Rajasthan residents. Priority groups (NFSA/SECC/EWS families, senior citizens 70+) receive coverage free; general residents pay ₹850/year. It covers 1,798 medical packages at empanelled hospitals with national portability added in 2025.

Word budget: Definition + launch date (10) + coverage amount (10) + beneficiary categories (15) + current development (15) = 50

5-Mark Answer Template — Example 2 (50 words)

Question: Write a note on the literacy rate of Rajasthan and the gender disparity in education.

Model Answer:

Rajasthan's literacy rate is 66.1% (Census 2011), below the national average of 74.04%. Male literacy stands at 79.2% against female literacy of only 52.1% — a 27.1 percentage point gender gap, among India's widest. Schemes like Samagra Shiksha, Praveshotsav 2026, and Kalibai Scooty Yojana address female dropout and access barriers.

Word budget: National stat (12) + gender breakdown (18) + comparison (10) + scheme reference (10) = 50

10-Mark Answer Template (150 words)

Question: Analyse Rajasthan's performance on human development indicators with special reference to health, education, and poverty eradication.

Model Answer:

Introduction: Rajasthan's human development profile shows substantial improvement across health, education, and poverty indicators since 2015-16, though gaps against national benchmarks persist.

Key Points:

  1. Health: IMR fell from 41.3 to 30.3 (NFHS-5), TFR reached replacement level at 2.0, institutional deliveries reached 93.7% — yet IMR remains above India's SRS 2020 average of 28. Mukhyamantri Ayushman Arogya Yojana (₹25 lakh/family/year) and 43 medical colleges address supply and financial access gaps.

  2. Education: Literacy rate 66.1% (Census 2011) with a 27.1 pp gender gap (male 79.2%, female 52.1%). Government operates 65,270 schools with 76.76 lakh students. Schemes like CM-RISE (₹1,000 crore, 400 schools) and Praveshotsav 2026 target quality and enrolment.

  3. Poverty: Multidimensional poverty fell 47% — from 28.86% (NFHS-4) to 15.31% (NFHS-5) — one of India's sharpest reductions. NFSA covers 4.5+ crore beneficiaries; MGNREGS provides wage floor of ₹255/day.

  4. Employment: Unemployment rate 4.7% (PLFS 2023-24); RSLDC trained 8.65 lakh youths. Mukhyamantri Yuva Swarojgar Yojana (January 2026) targets 1 lakh entrepreneurs with 100% interest subsidy.

Conclusion: Rajasthan has shifted from laggard to reformer on HDI metrics; sustaining momentum requires bridging the female literacy gap and converting the 27.8% youth demographic into a productivity dividend.

Word budget: Introduction (15) + Point 1 (35) + Point 2 (35) + Point 3 (30) + Point 4 (20) + Conclusion (25) ≈ 160 (within 10% tolerance)