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Farmer Welfare Schemes: Central and State
6.1 Central Schemes
Table: Key Central Schemes for Farmer Welfare
| Scheme | Launch/Update | Key Benefit | Rajasthan Data |
|---|---|---|---|
| PM-KISAN Samman Nidhi | 2019; 22nd instalment March 2026 | ₹6,000/year in 3 installments (DBT) | 72-74 lakh eligible farmers; ₹4.27 lakh crore cumulative national disbursement |
| PMFBY (Pradhan Mantri Fasal Bima Yojana) | 2016; extended to 2025-26 | Crop insurance against natural calamities | Budget ₹69,515.71 crore (2021-26); YES-TECH + WINDS technology |
| PMKSY (Per Drop More Crop component) | 2015 | Micro-irrigation subsidy | 34,469 ha drip + 56,727 ha sprinkler (2024-25); ₹123.79 crore |
| Kisan Credit Card (KCC) | 1998; revamped 2019 | Short-term credit at subsidised rates (4% p.a.) for crop production, post-harvest, and allied activities | 72 lakh+ KCC holders in Rajasthan |
| PMDDKY (Pradhan Mantri Dhan Dhaanya Krishi Yojana) | Launched Oct 2025 | ₹24,000 crore/year for 6 years; 100 low-productivity districts | Rajasthan districts selected based on low-productivity criteria |
| e-NAM | 2016 | Electronic trading in mandis; transparent price discovery | 1,522 mandis nationally; Rajasthan mandis integrated |
| Dalhan Aatmanirbharta Mission | Oct 2025 | ₹11,440 crore (2025-31); self-sufficiency in Tur, Urad, Masoor; 88 lakh free seed kits | Rajasthan (gram, moong grower) benefits from MSP procurement |
| MSP for Kharif 2025-26 | May 2025 | Bajra MSP increased (60%+ margin over cost) | Bajra (Rajasthan's top kharif crop) — highest margin 63% |
Source: Various Cabinet press notes 2025-26; Rajasthan Economic Review 2025-26, Chapter 2
6.2 State Schemes: Rajasthan
Mukhyamantri Kisan Samman Nidhi (CM-KISAN): State supplement to PM-KISAN. Farmers receive ₹9,000/year total: ₹6,000 from Centre (3 × ₹2,000) + ₹3,000 from State (3 × ₹1,000). On October 18, 2025, CM Bhajanlal Sharma released the 4th instalment — ₹717.96 crore transferred to 72 lakh farmers via DBT.
Krishak Saathi Yojana: Provides financial assistance to farmers who suffer partial or permanent disability or death due to agricultural accidents. Coverage: ₹5,000 to ₹2 lakh depending on severity. Premiums paid by state government; acts as no-cost accident insurance for farmers.
Mukhyamantri Krishak Mitra Yojana: Provides agricultural electricity connections (3-phase transformer) to farmer groups. A farmer group of minimum 11 members can get a connection up to 11 KV line extension up to 1 km — funded 50% by state and 50% by farmer group. Launched 2023.
Small and Marginal Farmers Pension: Monthly pension of ₹1,150/month for landless agricultural labourers and marginal farmers aged 55+ (women) / 58+ (men). As of 2024-25, 2,09,530 beneficiaries, with ₹246.64 crore spent annually.
Rajasthan Millets Promotion Mission: ₹40 crore annual allocation to boost bajra, jowar, ragi production; inclusion in hotel menus and institutional catering; value-addition and processing units.
Raj-AIMS (Rajasthan AI-powered Agriculture Information and Monitoring System): Satellite surveillance for crop health, soil moisture, weather advisory. Carbon credit pilot integrated. Custom Hiring Centres: 1,000 new centres operational for farmer access to farm machinery at subsidised rates.
6.3 Credit Support and Cooperative Infrastructure
- Fertiliser availability (2024-25, up to December 2024): Urea — 20.42 lakh MT; DAP — 6.42 lakh MT; SSP — 4.41 lakh MT; NPK — 2.36 lakh MT. This reflects the scale of agricultural input supply managed through FCI and cooperative channels.
- Kisan Credit Card (KCC): Rajasthan has 72 lakh+ KCC holders. KCC provides revolving credit at 4% p.a. (after government interest subvention from 7%) for up to ₹3 lakh, usable for seeds, fertilizers, pesticides, and post-harvest operations.
- Cooperative credit: Rajasthan State Cooperative Bank (RSCB) + 29 District Central Cooperative Banks (DCCBs) + 7,500+ Primary Agricultural Credit Societies (PACS) form the three-tier cooperative credit architecture.