Financial Sector MCQ — 2 अभ्यास प्रश्न उत्तर सहित

2 Financial Sector बहुविकल्पीय प्रश्नों का अभ्यास करें, विस्तृत उत्तर और व्याख्या सहित। RAS/RPSC परीक्षा की तैयारी के लिए आदर्श।

2 प्रश्न Economy

Q1. Under the Sabka Bima Sabki Raksha Act 2025, the Net Own Fund (NOF) requirement for foreign reinsurers entering India was reduced from Rs 5,000 crore to:

A Rs 500 crore

B Rs 1,000 crore Correct

C Rs 2,500 crore

D Rs 3,000 crore

Explanation

The Sabka Bima Sabki Raksha Act reduces the Net Own Fund (NOF) requirement for foreign reinsurers from Rs 5,000 crore to Rs 1,000 crore. This reduction is intended to attract a larger pool of global reinsurers to operate in India, increasing competition and reducing reinsurance costs for domestic insurers.

Q2. Which of the following powers were newly granted to IRDAI under the Sabka Bima Sabki Raksha Act 2025?

A Power to nationalise private insurance companies

B Power to set benchmark insurance premiums

C Disgorgement powers to recover ill-gotten gains from regulatory violators Correct

D Power to directly license foreign insurance agents

Explanation

The Sabka Bima Sabki Raksha Act grants IRDAI disgorgement powers — the authority to recover ill-gotten gains from insurance entities that violate regulatory norms. This is a significant regulatory upgrade aligning India's insurance oversight with IAIS Core Principles for insurance supervision globally.

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Financial Sector के कितने MCQ प्रश्न उपलब्ध हैं?

Aspirant Academy पर 2 Financial Sector अभ्यास MCQ उपलब्ध हैं, प्रत्येक प्रश्न के लिए विस्तृत उत्तर और व्याख्या सहित।

क्या Financial Sector MCQ के लिए उत्तर और व्याख्याएँ दी गई हैं?

हाँ, Financial Sector के प्रत्येक प्रश्न के साथ सही उत्तर और विस्तृत व्याख्या दी गई है ताकि आप मूल अवधारणा को समझ सकें।

Financial Sector RAS/RPSC परीक्षा के लिए कैसे प्रासंगिक है?

Financial Sector RAS/RPSC पाठ्यक्रम के Economy अनुभाग के अंतर्गत आता है। यह एक नियमित रूप से परीक्षा में पूछा जाने वाला क्षेत्र है और इन MCQ के नियमित अभ्यास से आपकी तैयारी मजबूत होगी।

क्या मैं Financial Sector के प्रश्नों का हिंदी में अभ्यास कर सकता हूँ?

हाँ, Aspirant Academy द्विभाषी समर्थन प्रदान करता है। आप Financial Sector MCQ का अंग्रेजी और हिंदी दोनों में अभ्यास कर सकते हैं, जिसमें प्रश्न, विकल्प और व्याख्या शामिल हैं।

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Financial Sector MCQ — 2 अभ्यास प्रश्न उत्तर सहित

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